The product is available to individual and limited company landlords. Keystone will allow trading limited companies as well as SPVs.
David Whittaker (pictured), chief executive of Keystone, said: “The rate is available on standard buy-to-let property to landlords with slightly larger deposits who are looking to borrow between £50,000 and £750,000. It sits nicely beside our other three-year fixed rates, each of which are targeted at landlords with specific needs. For example, we have a three-year fixed rate at 4.29% designed for HMOs with up to eight bedrooms and multi-units with up to 10 flats. We also have options for landlords with higher LTV requirements.”