Tag Result: Responsible lending
Bank of England data reveals mortgage lending up as arrears continue to fall
Gross mortgage lending grew by 1.4 per cent to £63.3bn in Q1 2019, official figures from ...
High loan-to-income lending at highest levels since 2007 – BoE and FCA
The value of residential mortgage lending in Q4 2018 was 3.3% higher than in the same peri...
Lifetime lender gives brokers control on personalised drawdown amounts
Lifetime mortgage provider Responsible Lending has introduced more control for financial a...
Equity Release Council reports record first quarter lending
The Equity Release market enjoyed record annual growth in new customers and total lending ...
Lending and borrowing for retirees must be carefully managed – TMA
With lenders increasing the age limit for mortgages to 80 years and even 85 in some cases,...
Affordability calculators failing to add up lender’s advance – FCA
Inaccurate affordability calculators posted on lenders’ websites are misleading borrower...
Lenders found struggling to assess complex income – FCA
The regulator’s review into responsible lending has uncovered mortgage lender uncertaint...
FCA identifies lender failures to evidence individual decision-making
A number of lenders have failed to provide evidence of individual decision-making due to i...
FCA: Mortgage supply chain relationships possible barrier to consumer choice
Commercial supply chains, including the use of panels may be inhibiting consumer choice, a...
Shawbrook CEO warns over irresponsible lending practices
Some banks are failing to take sufficient care over affordability checks to ensure borrowe...
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