Alexander Hall is a mortgage and protection intermediary based in London serving all of the UK, established in 1992.

The business prides itself on bringing fresh people into the industry, cultivating highly trained employees, delivering quality, and building strong relationships with its customers and business partners.

Alexander Hall promotes a culture of hard work, integrity and collaboration which empowers its diverse and inclusive workforce to provide customers with a five-star service.

At Bank of Ireland for Intermediaries, they aim to make your life easier. The business provides great service and have the right people, products and systems to support you. Their range of standard and Buy to Let mortgages give your clients greater choice. And they can offer a more flexible approach to underwriting for good credit quality customers. All backed by their experienced Business Development Managers. Bank of Ireland for Intermediaries are right here for you.

Barclays prides itself on the quality of its people and how quickly they adapted to overcome a host of challenges when supporting intermediary partners and a variety of borrowers.

As a lender, it has certainly not stood still over the past 18 months. Every decision made over this period has been geared towards improving lending policy and criteria, providing reliable service levels and facilitating a more efficient mortgage journey - all whilst maintaining a highly competitive product range.

At the heart of these positive changes are Barclays’ people, and the bank is delighted to be involved in events such as the British Mortgage Awards which recognise talented and deserving individuals throughout the mortgage market.

BM Solutions is dedicated to supporting intermediaries. Their competitive products and award-winning service can be accessed through their forward-thinking technology, BM Solutions Online. The business aims to support the traditional sector of the Buy to Let market for landlords with small to medium sized portfolios.

The team of experienced BDMs have consistently been there to complement their consistent and award-winning 5 star service but they don’t take things for granted. They’re continually refining their products and criteria to suit your needs so that you have everything you need to do business with BM Solutions.

For years, Coventry for Intermediaries’ unique pledges have demonstrated their commitment to intermediaries. They really are dedicated to providing outstanding service to both you and your clients.

That’s why they give you 2 BDMs - one in the field and one on the phone. To find out who your BDMs are, use their BDM Finder. The business also has their knowledgeable support team on hand over the phone and on online chat for quick help with products and policy.

Coventry for Intermediaries respect that your clients are your clients. At maturity, they direct them back to where their journey with us began – and that’s you. Additionally, they keep product transfers simple. There’s no form to fill in; all you need to do is give them a call.

They also provide innovative products - their Flexx Fixed range offers the security of fixed monthly payments and the benefit of unlimited overpayments with no ERCs. The business’ Offset mortgage products are simple, with just one easy access savings account linked to the mortgage.

And their Interest-only product range includes Fixed rate and Offset mortgages that could be a great choice for many of your residential clients.

Plus, to add to their range, Coventry for Intermediaries now have First Time Buyer only rates to help your clients get on the property ladder. And a Green Together Reward which offers cashback to clients for making eligible Green improvements to their home.

For more information about Coventry for Intermediaries, visit coventryforintermediaries.co.uk or call them on 0800 121 7788 (please check their website for opening hours).

Mortgages are provided by Coventry Building Society and/or Godiva Mortgages Limited. When we refer to ‘their’ mortgages, we mean mortgages from Coventry Building Society or Godiva Mortgages Limited. The Coventry for intermediaries is a trading name of Coventry Building Society. Calls to 0800 numbers are free when made from the UK. You may be charged for calls to all other numbers, please contact your service provider for further details. They may monitor, record, store and use telephone calls to help improve their service and as a record of their conversation.

Registered Office: Oakfield House, Binley Business Park, Harry Weston Road, Coventry CV3 2TQ.

Capita is a consulting, transformation and digital services business. They provide innovative solutions to help businesses and the public sector operate effectively and efficiently whilst transforming customer and citizen experience.

They are:

Driven by their purpose: to create better outcomes for employees, clients, customers, suppliers, partners, investors and society.

Committed to being a responsible business in how it operates, serves society, respects its people and the environment, and delivers attractive returns to investors.

Every day Capita helps millions of people, by delivering innovative solutions to transform and simplify the connections between businesses and customers, governments and citizens.

They partner with clients and provides them with the insight and cutting-edge technologies that give time back, allowing them to focus on what they do best and making people’s lives easier and simpler.

Danske Bank UK are the biggest lender in Northern Ireland and a growing bank in Great Britain. Headquartered in Belfast, the bank has been helping people and businesses thrive for over 200 years.

The bank is part of the Danske Bank Group - one of the largest financial enterprises in Scandinavia. Danske introduced the UK’s first carbon neutral mortgage last year, available first in Northern Ireland and then extended to customers in the Southeast, South West and East of England through intermediaries registered with Mortgage Advice Bureau.

As part of its GB growth strategy the bank is also a lender to the social housing sector in England and is active in the syndicated lending space.

Digital Mortgages by Atom bank is the intermediary part of Atom bank, the UK’s first exclusively app-based bank.

Their mortgage proposition launched in December 2016 through a panel of selected intermediaries, providing a speedy and straightforward mortgage experience directly from customers’ mobiles or tablets.

They use the latest technology and integrated systems, so everything is processed in real-time using next-generation Mortgage Sales and Originations software from IRESS.

Brokers can provide their clients with instant decisions, backed up with automated processes, that remove unnecessary delays. Using the Atom bank app, customers receive instantaneous updates and can see their mortgage application journey with complete transparency through every stage.

eConveyancer is the leading conveyancing comparison service for the financial services sector. They help mortgage brokers, lenders, networks and estate agents connect with the right conveyancing firm for their customer, every time. Their panel of more than 70 of the UK’s leading conveyancing firms are quality assured are authorised and regulated by either the Solicitors Regulation Authority or the Council for Licensed Conveyancers.

As Help to Buy ends, buyers are searching for an alternative. Meet Even, the interest-free deposit booster for first-time buyers. Made for those with as little as 5% deposit, Even enables first-time buyers to borrow up to 5.5x their income with an interest-free equity loan. Even can lend up to 2x the borrower’s deposit (up to £100k) with no interest for the entire term, keeping monthly costs manageable. At repayment, Even shares in the change in value of the property. Features like profit caps on Even’s share and no ERCs keep Even fair, helping more people into homeownership.

Halifax Intermediaries want to make life as easy as they can for intermediaries. That’s why they’re committed to providing and delivering excellent products and service to you and your clients.  It’s easier to do business with Halifax Intermediaries.
Their product proposition includes Homemovers, Remortgages, Large Loans, New Build, Help to Buy and Affordable Housing. You can also secure a great new deal for your existing Halifax clients and retain their business with Halifax Product Transfers and Further Advances.

HSBC Life (UK) Limited is part of the HSBC Group, one of the world’s largest banking and financial services organisations.

HSBC Group serves more than 40 million customers worldwide through a network that covers 64 countries and territories in its geographical regions: Europe, Asia, North America, Latin America, and Middle East and North Africa.

HSBC Life (UK) Limited is a subsidiary of HSBC Bank plc and was founded in the UK in 1988.

HSBC Life (UK) Limited offers insurance services to meet protection and investment management needs. Its services and solutions are available through HSBC banking channels and selected third-parties, including financial advisers and aggregators.

HSBC is one of the world’s largest and most successful banking and financial services organisations, with a proud history of serving customers and communities for more than 150 years.

Our purpose is a simple yet powerful reminder of why we're here and where we are going. It reminds us of every customer's 'world' and the unique opportunities we can open up for them, whether on their doorstep or on the other side of the world. Whether individuals are saving for a better home, companies growing their business, or institutions investing for future generations. We're here to understand and serve them all. We’re here to open up a world of opportunity.

With our ring-fenced bank deeply rooted in the UK, HSBC UK’s dedicated Intermediary mortgage channel continues to offer the flexibility and functionality needed to provide a high-quality service to our Intermediary partners and their customers.

The broker journey continues to be transformed by developing our broker platform to deliver a smoother journey and investing in our people. Our experienced field and phone Business Development Managers and UK-based telephony Broker Helpdesk continue to provide a superior level of support that our intermediary partners have become accustomed to.

As a leader in the specialist intermediary mortgage market, Kent Reliance for Intermediaries offers a range of buy to let and residential products that help brokers with cases that may not fit the criteria of mainstream lenders.

Providing unrivalled personal service using a national network of business development managers, it’s perfectly placed to help brokers navigate challenging cases. Its large underwriting team assess each case individually, applying flexibility and common sense to ensure brokers can access best-suited products.

Last year the business received a suite of awards, including Best Lender for Buy to Let at the L&G Mortgage Club Awards and Specialist Buy to Let Lender of the Year at the SFI Awards. It also received a five-star rating at the Financial Adviser Service Awards 2020, which was voted for by brokers.

Kent Reliance for Intermediaries, along with Precise Mortgages and InterBay Commercial, are specialist lending brands of OSB GROUP PLC.

At LiveMore, they look beyond age to assess financial circumstances, such as credit history, income, pensions and investments.

They believe people are never too old to get a mortgage that’s right for them. They focus on helping customers to live their best lives - with mortgages specially designed to beat inflation rises, now has never been a better time to secure a long-term fixed rate.

They offer customers aged 50-90+ a wide choice of mortgage options to match their individual circumstances allowing them to fund pretty much anything; from debt consolidation, housing projects, hobbies, travelling and so much more.

Their dedicated team is on hand to discuss individual case requirements and to help you throughout the application process.

Help your customers keep living the life they love with LiveMore.

Metro Bank’s aim is to revolutionise banking by creating fans, not customers. With a national Business Development Manager presence and highly experienced underwriting team, Metro Bank provides a fast, efficient and reliable service to their mortgage partners and customers.

Metro Bank’s Residential and Buy to Let products all follow the same principle, to be straight forward, easy to understand and geared towards the needs of the customer, whether they’re a First Time Buyer or an experienced landlord.

Mortgage Advice Bureau (MAB) is the UK’s most recognised mortgage intermediary brand, with over 1,800 advisers offering expert mortgage and protection advice on a local, regional, and national level.

It advises on all aspects of mortgages and protection and has dedicated teams delivering specialist advice in areas such as buy-to-let, new build, and later life lending, as well as commercial, bridging, and secured loans.

Handling over £16bn worth of loans annually, MAB was the first – and is currently the only – mortgage intermediary to have floated on the London Stock Exchange, having joined the Alternative Investment Market (AIM) in November 2014.

Mortgage Brain is a mortgage technology expert that has been developing market-leading software solutions for UK mortgage intermediaries for over 35 years. Its suite of products and services supports advisers by providing them with a seamless end-to-end journey

Annually reinvesting 40% of overheads into product development, the Mortgage Brain proposition delivers a wealth of different solutions and new product development that transforms the mortgage process for everyone. Mortgage Brain is proud to proactively support lenders, networks, corporates, and intermediary mortgage advisers.

Its recent innovations include the launch of an affordability sourcing solution which integrates with criteria and product sourcing systems for a complete view of the market in one journey, and the launch of an online application submission platform, Submissions Brain.

NatWest’s dedicated intermediary mortgage business offers a range of residential and buy to-let mortgages for mortgage brokers to recommend to their customers including their quick and easy product transfers. Service is its no.1 priority – that’s why NWIS has a team over 50 BDMs covering the UK and a dedicated broker instant messaging service LiveTALK.

As one of the pioneers of buy-to-let, Paragon has been helping UK landlords to grow their businesses for more than 25 years. Working with its network of key intermediaries, the lender prides itself on an extensive mortgage range so that you can find the right mortgage for your clients, no matter how big or small their portfolio.

Paragon’s in-depth knowledge of buy-to-let and the UK’s private rented sector means that it fully understands landlords’ requirements. From simple and straightforward propositions to specialist and complex cases, it has the experience and expertise to meet their needs.

Pepper Money is a multi-award-winning specialist lender offering Residential, Buy to Let, Help to Buy, Shared Ownership and Second Charge mortgages through intermediaries.

At Pepper Money, their driving principle is financial inclusion underpinned by their human approach to underwriting, enabling them to build a truer picture and reach a fairer outcome for your customers.

They pride themselves on their ability to look beyond the numbers on a credit score, and its specialist team of skilled, manual underwriters review each case on its own merits.

With broad criteria, competitive pricing and a positive lending attitude, Pepper Money can support you to help more of your customers. From first-time buyers and the recently self-employed with adverse credit or complex incomes to first time and professional landlords.

One of the UK’s largest mortgage clubs, PMS is committed to supporting ambitious firms to grow and evolve. They do this by designing their products and services to educate advisers on market trends, to provide exclusive mortgage products and services, as well as technology solutions, property valuation and legal support, protection, and more.

They focus on delivering a truly personalised, collaborative approach that places their members and customers at the heart of everything they do.

Plus, as they’re part of Sesame Bankhall Group, their members benefit from access to expertise across the world of financial advice.

As one of the UK’s leading specialist mortgage lenders, Precise Mortgages delivers innovative residential, buy to let, bridging and second charge loans, which are available solely through a nationwide intermediary base.

Precise Mortgages has been helping customers underserved by high street lenders or those with a less-than-perfect credit profile since its launch in 2010. It aims to broaden the criteria for mortgage approval to support home-owning aspirations and buy to let entrepreneurialism. Its award-winning range of loans is designed to help your customers get the mortgage or loan they need as quickly and easily as possible.

The business received a suite of awards throughout 2020, including Best Specialist Lender at the L&G Awards, Specialist Lender of the Year at the Mortgage Introducer Awards, and three prizes at the Mortgage Strategy Awards 2020, including Best Short-Term Lender. It also received a five-star rating at the Financial Adviser Service Awards 2020, as voted for by brokers.

With award-winning, technology-driven underwriting and credit risk management processes, Precise Mortgages can be more expansive than high street lenders in its mortgage and loan approvals – serving and providing solutions for those underserved by mainstream lenders.

Precise Mortgages, along with Kent Reliance for Intermediaries and InterBay Commercial, are specialist lending brands of OSB GROUP PLC.

PRIMIS Mortgage Network brings the power of First Complete Ltd, Advance Mortgage Funding Limited and Personal Touch Financial Services Ltd together under one roof so they can provide brokers with world-class support that is second to none. They are part of the LSL Group and backed by their extensive financial services experience and knowledge. They aim to grow not just their Network, but brokers’ businesses as well.

Making Things Easier for You

Without you, Skipton Building Society for Intermediaries wouldn’t be where they are today. That’s why at they provide a variety of services and tools designed to make things faster, easier and better for you. You can talk to real people who can make decisions. You can phone, email, web chat or video call them. You can get practical support from your local BDM and TBDM too. And use their online tools around the clock.

Their job is to make things easier for you. And they’ll do whatever they can to make that happen.

Visit their website to see the full list of ways they’re making things easier for you

Sesame is one of the largest and longest-established adviser networks in the UK, offering our members a breadth of knowledge and support.

We have specialised in mortgages, protection and general insurance for more than 20 years, placing our members and their customers at the heart of everything we do.

In addition to market-leading products, including exclusive arrangements across mortgages, protection and general insurance, we work to ensure that our members benefit from our truly personalised, collaborative approach.

And, because we’re part of Sesame Bankhall Group, our members benefit from access to expertise across the world of financial services.

Since The Openwork Partnership first started, their story has been one of evolution and adaptation. They have changed shape many times over the years to reflect changing client needs and during that time they have developed a strong sense of who they are and why they do what they do.

As one of the UK’s largest and longest-established financial advice and investment networks, they’ve been together for 45 years. Over 4,200 advisers and 600 colleagues are at the heart of the business, backed by a strong shareholder base. More like a family than a business partnership, they listen, they have open conversations, and they believe in letting people be themselves.

Across The Openwork Partnership, they work together to take care of client needs at every stage of their lives. A holistic approach that is grounded in theirr purpose – to make it easier for clients to face their financial future with confidence and optimism.

Their unique community spirit is epitomised by the way their advisers and colleagues come together to support their communities, through The Openwork Foundation’s fundraising, volunteering and grant programmes. The Foundation has been at the heart of the business culture since 1981 and has donated over £20.8m to make a positive difference to vulnerable children and adults in the UK and abroad. The funds raised are distributed in the form of grants to registered charities nominated by their advisers and colleagues, through The Openwork Foundation (registered number 1184592).

Uinsure never stop innovating, because they’re passionate about keeping insurance competitive and customers protected. They believe in delivering the greatest customer experience that's underpinned with cutting-edge technology and currently supports 1,000s of advisers across the UK to confidently and expertly refer and advise General Insurance products.