Accord Mortgages is a dedicated intermediary-only lender and part of Yorkshire Building Society Group. It exists to help brokers look after what matters most, their clients.
In these challenging times, Accord is working hard to offer support where it’s needed most. In addition to a competitive range of both residential and buy-to-let products, our common-sense approach to underwriting means we’ll try and find a w ay to lend where it makes sense.
A compelling proposition
- Product range including New build, Help to Buy, Interest Only and Offset
- Product transfers online - a quick and simple application process
- MSO platform offering brokers a 24 hour turnaround capability on residential applications
- Competitive procuration fees paid weekly, including residential and BTL product transfers and residential porting
- Expert BDMs and TBDMs offering dedicated broker support
- Webchat facility managed by our knowledgeable BDA team, a transcript of the conversation is available for your files
- Direct access to underwriters
- Welcome box sent on completion of a house purchase
- Growth Series – a library of free resources for brokers who want to grow their business
Alexander Hall Associates
Over the last 27 years, Alexander Hall Associates has helped thousands of clients purchase properties by removing the stress of finding the right mortgage. With direct access to a wide range of lenders, plus exclusive deals, they are well placed to find the right deal to suit the client’s requirements. Alexander Hall has developed into one of the top mortgage brokers in the UK, with its Head Office in Holborn and offices across Central London
Bank of Ireland for Intermediaries
At Bank of Ireland for Intermediaries, we aim to make your life easier. We provide great service and have the right people, award-winning products and systems to support you. Our range of standard and Buy to Let mortgages give your clients greater choice. And we can offer a more flexible approach to underwriting for good credit quality customers. All backed by our experienced Business Development Managers. We’re right here for you.
Visit boi4i.com to find your BDM.
Firstly, we would like to thank you for all your support during this period of unprecedented market disruption. Whilst there will no doubt be further challenges ahead as we move through a transitional lending landscape, please rest assured that we remain as committed as ever to both you and the intermediary market.
We appreciate that 2020 has been an extremely busy year and with this in mind, here are just some of the key highlights from changes we have introduced over recent months to better service the needs of you and your clients as we all get to grips with the new normal.
- We have significantly boosted the number of colleagues available to support you through our online LiveChat service so you can quickly and easily get the answers you need.
- Alongside physical valuations, we have introduced remote valuations, potentially available for Residential and Buy to Let application types.
- We have created a new KYC and mortgage declaration electronic attestation form for when you are unable to communicate with your client either face to face or by post.
- For Interest Only applications, we have removed the £200k minimum loan size and for Part and Part, we have increased the maximum LTV from 75% to 80%
We have also introduced a number of other changes to our lending criteria, please visit barclays/intermediaries.co.uk to find out more.
BM Solutions is dedicated to supporting intermediaries with competitive products, forward-thinking technology and award-winning service.
It’s committed to supporting you and your clients through its experienced team of BDMs. BM’s award-winning five-star service comes as standard but it doesn’t take things for granted. The lender is continually refining its products and criteria to suit your needs, so that you have all you need to do business with BM Solutions.
Countrywide Surveying Services
Countrywide Surveying Services operates one of the largest, most trusted property surveying and valuation practices in the UK. We act on behalf of lenders and buyers.
Employing over 700 personnel, including over 450 in-house RICS qualified Surveyors covering most UK postcodes including Northern Ireland. Our panel management service covers the whole of Britain including England, Scotland, Wales and Northern Ireland. We require all of our Panel Valuers to undertake similar reporting and control processes.
We offer a full range of valuation, reports, survey and panel management services, and through innovative collaboration, work in partnerships to meet the needs of our customers. Our surveyors operate using market leading tablet PC technology for on-site inspections and to collate, prepare and quality control their valuation reports and customer surveys.
We are part of Countrywide plc, the UK’s largest property services group spanning both the residential and commercial sectors. As the largest single mortgage broker in the UK, Countrywide completed on over £15 billion of mortgages last year. With the biggest residential estate agency and lettings network in the country, Countrywide operates across all price points and in 2017 exchanged on over 50,000 homes, representing £19 billion worth of property, whilst also managing over 90,000 properties.
Digital Mortgages by Atom bank
Digital Mortgages by Atom bank is the intermediary part of Atom bank which is the UK’s first bank built exclusively for mobile. We’re app based, which means we’re not splashing out on high street branches, so we’ve got lower overheads. It also means our customers (and intermediaries) benefit. Low costs for us means better rates for mortgage customers. Our mortgage proposition launched in December 2016 through a panel of selected intermediaries and provides a fast, friendly and more efficient mortgage experience from customers’ mobiles or tablets. It uses the latest technology and integrated systems, meaning everything is done in real time using the next generation Mortgage Sales and Originations software from IRESS. Brokers are able to provide their clients with instant decisions backed up with automated processes that remove unnecessary delays. Using the Atom bank app, customers receive instantaneous updates and can see their mortgage application journey with complete transparency through every stage.
eConveyancer is a leading conveyancing comparison solution for mortgage intermediaries, giving brokers and advisers access to more than 50 SRA and CLC regulated conveyancing firms across the UK, as well as providing access to wills, surveys and home setup services.
eConveyancer connects tens of thousands of home movers with the perfect conveyancing partner each year and since 2003 we’ve helped more than a million clients save money and a better home moving experience.
Why use eConveyancer?
- Our intermediaries and end-customers receive the highest level of service from our Account Management, Solicitor Liaison and Service Desk teams – no other conveyancing comparison and solution has the depth of knowledge or support infrastructure, as eConveyancer.
- Every quote generated through eConveyancer is fully transparent, and our Fixed Fee Remortgage conveyancing product is an industry first all-inclusive offering.
- We have an extensive range of Sale, Purchase and Remortgage products, including variants for Help-to-Buy, Buy-to-Let and Right to Buy.
- Intermediaries using eConveyancer have exclusive access to DigitalMove, the transformative digital conveyancing solution which gives clients control of their conveyancing case and helps reduce time-to-completion, on average, by 20%.
- All eConveyancer Sale and Purchase clients qualify for a free home setup service, courtesy of our partners, Just Move In. Help your clients avoid an average of 8 hours’ of setup admin time and potentially hundreds of pounds by finding them the best deals on home services.
Find out more
Call our friendly team on 01844 265444 or email firstname.lastname@example.org.
Halifax wants to make life as easy as it can for intermediaries. That’s why it’s committed to providing and delivering excellent products and service to you and your clients.
It’s easier to do business with Halifax Intermediaries.
Its product proposition includes home movers, remortgages, large loans, new build, Help to Buy and affordable housing.
You can also secure a great new deal for your existing Halifax clients and retain their business with Halifax Product Transfers and Further Advances.
HSBC Life (UK) is part of the HSBC Group, one of the world’s largest banking and financial services organisations. HSBC Group serve more than 40 million customers worldwide through a network that covers 64 countries and territories in its geographical regions: Europe, Asia, North America, Latin America, and Middle East and North Africa.
We aim to be present where the growth is, enabling businesses to thrive and economies to prosper, and, ultimately, helping people to fulfil their hopes and realise their ambitions.
HSBC Life (UK) is a subsidiary of HSBC Bank plc and was founded in the UK in 1988.
HSBC Life (UK) offers a range of insurance services to meet protection and wealth management needs and help clients to manage, protect and grow their wealth. Our services and solution are available through HSBC banking channels and selected third-parties, including financial advisers and aggregators.
For more information on HSBC Life (UK) range of services go to https://www.life.hsbc.co.uk
and for more information on HSBC please go to https://www.hsbc.com
HSBC is one of the world’s largest and most successful banking and financial services organisations, with a proud history of serving customers and communities for more than 150 years.
Our purpose and role is to enable businesses to thrive and economies to prosper, helping people fulfil their hopes and dreams and realise their ambitions.
Throughout our history HSBC has been where the growth is, serving customers and communities by connecting them to opportunities, whilst ensuring banking remains simple, safe and sustainable.
With our ring-fenced bank deeply rooted in the UK, HSBC UK’s dedicated Intermediary mortgage channel continues to offer the flexibility and functionality needed to provide a high-quality service to our Intermediary partners and their customers.
The broker journey has been transformed by our broker platform with digital integration reducing packaging requirements, income and expenditure requirements as well as time to offer.
Our field-based Business Development Managers and UK-based telephony Broker Helpdesk continue to provide a superior level of support that our partners have become accustomed to.
Kent Reliance for Intermediaries
A leader in the specialist intermediary mortgage market, Kent Reliance for Intermediaries offers a range of buy to let and residential products that may not fit the criteria of mainstream lenders.
Providing unrivalled personal service using a national BDM network, it’s perfectly placed to help brokers navigate challenging cases.
Its large underwriting team assess each case individually, applying flexibility and common sense to ensure brokers can access best-suited products.
OneSavings Bank plc and Charter Court Financial Services combined in 2019, joining Kent Reliance for Intermediaries, Precise Mortgages and InterBay Commercial as its trading brands in the specialist lending space.
Mortgage Advice Bureau
As one of the UK’s leading broker networks, Mortgage Advice Bureau has over 1,400 advisers, offering expert mortgage and protection advice on a local and national level.
Winning over 150 national awards, Mortgage Advice Bureau handles over £14bn of loans annually, and was the first – and currently the only – mortgage intermediary to have floated on the London Stock Exchange, having joined the Alternative Investment Market (AIM) in November 2014
Mortgage Brain is a mortgage technology expert that has developed market-leading software solutions for over 30 years. Its suite of products and services supports advisers with an end-to-end journey from sourcing to conveyancing. Annually reinvesting 40% of overheads into product development enables continual enhancement of its solutions and new product development that transforms the mortgage process for everyone. Mortgage Brain is proud to proactively support intermediary mortgage advisers, lenders, networks, and corporates.
In 2020 its innovations include integrating its criteria and product sourcing systems, the launch of an affordability sourcing solution (Affordability Hub), the development of the COVID-19 support hub, and an Autumn/Winter market launch of Lendex.
NatWest Intermediary Solutions
NatWest’s dedicated intermediary mortgage business offers a range of residential and buy to-let mortgages for mortgage brokers to recommend to their customers including their quick and easy product transfers. Service is its no.1 priority – that’s why NWIS has a team over 50 BDMs covering the UK and a dedicated broker instant messaging service LiveTALK. Its service has been recognised by the industry, and was awarded a five-star rating for a fourth year in a row at the Financial Adviser Service Awards 2019.
For more information on the changes to process and policy during coronavirus, please visit their coronavirus hub here.
Our aim is to support the mortgage intermediary market by providing competitive products, coupled with excellent customer service.
We are the intermediary arm of Newcastle Building Society, the 8th largest building society in the UK and the largest in the North East. We have a wealth of experience in intermediary lending and can be relied upon to deliver an excellent service that meets the needs of you and your customers.
One of the UK’s largest mortgage clubs, PMS is committed to supporting ambitious firms to grow and evolve. We do this by designing our products and services to educate advisers on market trends, to provide exclusive mortgage products and services, as well as technology solutions, property valuation and legal support, protection, and more.
We focus on delivering a truly personalised, collaborative approach that places our members and customers at the heart of everything we do.
Plus, as we’re part of Sesame Bankhall Group, our members benefit from access to expertise across the world of financial advice.
Openwork, one of the UK's largest financial adviser networks, has over 4,000 advisers represented by 670 businesses and is supported by over 500 staff in Swindon and London. It exists to support the delivery of high-quality mortgage, protection, investments and pensions advice and ongoing servicing to hundreds of thousands of people across the UK.
Formed in 2005, it is 100% owned by Openwork’s adviser partners and staff. Backed by a strong shareholder base and a rich history, Openwork has developed the knowledge and experience to deliver a top-quality home for customer-focused advisers and financial professionals.
Openwork's award-winning mortgage division delivered over £18bn of lending in 2019, continuing steady growth over the last 5 years of approximately 20% CAGR. Our mortgage channel is a key contributor to helping deliver six consecutive years of profit for The Group.
Openwork’s unique community spirit is epitomised by the way the partners, advisers and staff within the Partnership come together to support good causes in their local communities, through The Openwork Foundation, a UK registered charity. Over £20.5m has been donated to support vulnerable people in the UK and overseas. The Openwork’s Foundation mission will always be to make a positive difference.
As one of the pioneers of buy-to-let, Paragon have been helping UK landlords to grow their businesses for more than 25 years. Working with our network of key intermediaries, we pride ourselves on our extensive mortgage range so that you can find the right mortgage for your clients, no matter how big or small their portfolio.
Our in-depth knowledge of buy-to-let and the UK’s private rented sector means that we fully understand landlords’ requirements. From simple and straightforward propositions to specialist and complex cases, we have the experience and expertise to meet their needs.
As the UK’s leading specialist lender, Precise Mortgages has been helping customers underserved by high street lenders or those with a less than perfect credit profile since its launch in 2010.
It believes that although your customer’s case may be complex, applying for it shouldn’t be. Its’ award-winning range of buy to let and residential mortgages, bridging finance and second charge loans are designed to help you get the mortgage or loan your customer needs as quickly and easily as possible.
Sesame is one of the largest and longest-established adviser networks in the UK, offering our members a breadth of knowledge and support.
We have specialised in mortgages, protection and general insurance for more than 20 years, placing our members and their customers at the heart of everything we do.
In addition to market-leading products, including exclusive arrangements across mortgages, protection and general insurance, we work to ensure that our members benefit from our truly personalised, collaborative approach.
And, because we’re part of Sesame Bankhall Group, our members benefit from access to expertise across the world of financial services.
Skipton Intermediaries take the time to listen to what brokers need from a mortgage lender and broker feedback has enabled them to shape a proposition which is not just based on what they think you want, but on what you tell them you value:
- They have flexible underwriting with a personalised and pragmatic approach; including direct access to underwriters when you need it.
- There’s no upfront application fees on any of their products.
- Online tools and services designed to help you submit cases quickly and easily.
- Personal point of contact to discuss your case via a nationwide network of BDM’s and Telephone BDM’s, backed up by their office based Broker Support teams
As a mutual, we couldn’t be more friendly, and we’re committed to working with you to help you grow your business and deliver the best possible outcomes for your clients.
What’s the difference between a generalist and a specialist? In our minds, it comes down to one thing, a better understanding of the customer. That’s why we design products for specific audiences.
Income protection (IP)
- Income One Plus – IP for office-based professionals
- Pure Protection Plus – IP for manual workers and skilled trades
- Real Life – cover for those with serious or multiple health conditions
- Managed Life – for those with type 2 diabetes or a high BMI
Added support through HealthWise
Our HealthWise app is free for members and their immediate families and offers quick and convenient access to expert medical advice and treatments when needed.
Find out more at: www.the-exeter.com/adviser
Uinsure is a multi-award winning InsurTec that never stops innovating because we’re passionate about keeping insurance competitive and customers protected. We believe in delivering the greatest customer experience that's delivered through advanced technology, supporting 1,000s of advisers across the UK to confidently refer and advise general insurance products.
Virgin Money is the new disruptive force in UK banking. Bringing together the combined history and expertise of Clydesdale Bank, Yorkshire Bank, the digital brand B and Virgin Money, we are the only bank outside the ‘Big 5’ that boasts a genuine full-service personal and business banking capability. We serve 6.6 million customers across the UK through a digital-first approach that offers leading online and mobile services, supported by telephone and branch banking, including a national network of branches and business banking centres. Our ambition is clear – to make Virgin Money a new force in consumer and business banking that will disrupt the status quo.