To make the application process quicker for advisers and customers, applicants under the age of 46 applying for Income One now only need a GP Report if their benefit is more than £5,000 a month.
Alan Ord, head of operations, said: “Income protection sales have never reached their potential and one of the major reasons has been the complex and sometimes lengthy application and underwriting process – we’re determined to tackle this.
“This is just the first in a number of enhancements we are working on to make our application process quicker and smoother than it has ever been. This is essentially a simple step, but one which will have an immediate impact for advisers.”