Virgin Money, Clydesdale Bank and TSB to increase mortgage rates – round-up

Combining the opportunities for long-term capital gains and ongoing rental returns, residential property has long been an attractive asset class for global investors, with the UK a particularly popular destination.

Social mobility is a diversity category that many businesses struggle to define and engage in.

In a world of lenders espousing how important quality is to them, with a raft of business metrics at their fingertips in order to gauge that quality, and the almost complete reliance upon advisers, you would think they’d be able to ascertain just how important advisers are and work out a payment strategy that chimed with that.

Why shouldn’t a mortgage adviser be the source of the advice on who you know to be a great conveyancer?

According to data sourced from a Freedom of Information request by Mortgage Solutions, the number of mortgage advisers in the UK is on the decline.

This week, Mortgage Solutions is speaking to Paul Dodimead, business development manager (BDM) at Coventry Building Society.

In my day job as a business coach and mentor I consider myself lucky to be working with a multitude of really successful and fast-growing mortgage companies.

Clearly, you can read a lot into any sort of polling, but I was intrigued to see a story in this very publication suggesting that, while the majority of firms are happy with their current regulatory status, over a quarter – 26% – are considering changing from appointed representative (AR) to directly authorised (DA).

When mulling over increasing capital gains tax (CGT), Rachel Reeves must remember how previous policies have led to changes in private rented sector investment.