Each week Mortgage Solutions and its sister title Specialist Lending Solutions pick the top comments from our readers.
This week’s comment was a response to the article: Sellers receive offers within a month as end of stamp duty holiday draws near.
Andy Wilson said: “When demand outstrips supply, prices will rise. Fear of loss keeps demand high.
“When the cost of buying a property increases due to stamp duty charges, and first-time buyers cannot meet strict high loan to value (LTV) criteria, demand will fall.
He added: “When demand falls, prices will fall. Lenders will withdraw 95 per cent LTV mortgages, fearing negative equity, or the cost of borrowing will rise to mitigate risk. This means demand falls further. How long can prices continue to rise?”
Anna is currently the deputy editor for Mortgage Solutions and editor for Specialist Lending Solutions. She has worked as a journalist since 2019, having secured her Gold Standard NCTJ diploma from News Associates in a fast-track six-month course.
She started her career as a report at specialist publication The Insurance Insider covering a wide range of areas before joining Mortgage Solutions and Specialist Lending Solutions in 2021.
In her role, she helps put together and structure the news agenda for the day and writes up press releases, reports, interviews, analyses and exclusives across both titles. She also commissions blogs for Specialist Lending Solutions and hosts online masterclasses and in-person events across the business.
She has been shortlisted for three journalism awards, which include BIBA Journalist and Media Awards Scoop of Year Award in 2020, Headline Money Mortgage Journalist of the Year Award (B2B) in 2022 and 2023.
Prior to being a journalist, Anna worked in ecommerce across Snow + Rock, Cycle Surgery and Runners Need websites, and before that worked at specialist financial PR firm Rostrum.
In her spare time, Anna enjoys reading, seeing live music, and cooking for friends and family. When she gets a chance, she also enjoys hiking, skiing and indoor rock climbing.
