Conference

The Later Life Lending Event 2026

2026 Sponsors

2026 Programme

2025 photos

Future Opportunities Today

Meeting the financial needs of older people is one of the most significant challenges the industry acknowledges that it needs to embrace. With an ageing population, changing customer aspirations and long term care cost considerations, solving that challenge is only going to become more crucial in the future.

The Later Life Lending Event: a forum bringing together the key providers of later life lending solutions including high street banks, building societies and specialist equity release providers – and advisers, both those already offering advice in the sector and those keen to get involved.

The event features presentations showcasing the latest thinking in providing lifetime credit options and appropriate and comprehensive advice, along with panel discussions, offering delegates plenty of opportunities to debate and exchange ideas to consider the opportunities and challenges from the consumer, lender and adviser perspectives.

The Later Life Lending Event 2026 will be taking place on Wednesday 4th February at Hilton Bankside, London.

Please email david.adjei@ae3media.co.uk if you are interested in attending our 2026 event.

Venue Details

Hilton London Bankside

2-8, Great Suffolk Street, London, England, SE1 0UG, United Kingdom

Hilton London Bankside

2026 Sponsors

2026 Programme

09:00 - 09:30

Registration

09:30 - 10:00

Networking breakfast

10:00 - 10:05

Opening remarks - Danielle Moore, operations director, Mortgage Solutions

10:05 – 10:25

The changing face of finance – understanding the later life market economy

Economic drivers behind the growth in later life lending, including cost-of-living pressures and changing retirement finances
Borrower behaviour trends: interest-only maturities to funding lifestyle changes
Increased product diversification across mainstream, RIO, and equity release offerings: what does this mean for lenders and advisers?

10:25 – 11:05

Walk the line – advisers, customer journeys and consumer outcomes

Redefining the over-50s client: how are changing lifestyles, work patterns, and financial goals reshaping advice needs in later life?
Delivering more holistic advice: how can advisers support clients with long-term planning and evolving life priorities?
Technology, data, segmentation and smarter lead generation to improve client acquisition and retention

11:05 – 11:20

Shaping the future – insights from the FCA

This session will provide insight into the FCA’s view on the future of the later life lending market, as outlined in its Discussion Paper. It will explore how evolving regulatory priorities could shape innovation in areas such as higher loan-to-value (LTV) lending in retirement, hybrid mortgage models and the growing need for more flexible for older borrowers, with a particular focus on how the FCA is assessing whether existing frameworks support good outcomes for ageing consumers.

11:20 – 11:35

Post-FCA presentation Q&A

This interactive session is a chance for delegates to engage with the FCA on future regulatory developments enabling lenders and advisers to better serve the growing demographic of later life borrowers – while maintaining appropriate safeguards around affordability, vulnerability and product transparency.

11:35 - 12:05

Networking coffee break

12:05 – 12:50

Lightning sessions: lender insights and innovation in the later life market

This series of lightning sessions explores the evolving financial realities of retirement and the solutions shaping later life lending. Lenders will share their insights into how the market is responding to changing customer needs and delivering support to help retirees achieve financial security and flexibility.

12:05 – 12:20

Rooted in retirement report

12:20 – 12:35

In the mix – hybrid products to meet modern needs

12:35 – 12:50

Next-generation mortgages – product innovation in the later life sector

12:50 – 13:30

Unlocking efficiency – legal pathways and the role of solicitors in later life lending

A bottleneck that exists in later life lending is the reliance on a single solicitor firm for all lenders, causing delays for advisers and clients. This panel will explore whether expanding solicitor options or adopting dual representation – where one solicitor acts for both lender and borrower – can speed up completions. With input from lenders, advisers and legal experts, the discussion will focus on practical solutions to streamline the legal process while ensuring compliance and protecting customer.

13:30 - 13:35

Closing remarks - Danielle Moore, operations director, Mortgage Solutions

13:35 - 14:35

Networking lunch

14:35

Close of conference

Contacts

For marketing queries

David Adjei-Barwuah

Marketing manager

For event queries

Jordan Green

Events assistant

For sponsorship queries

Jamie Hurst

Publishing director

For sponsorship queries

Andy Morris

Head of sales

2025 photos

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