The product which is sold through brokers, also provides discounts based on the age of the client and property, security, voluntary excesses, no claims up to 30% for three claim free years joint buildings and contents and higher sums insured.

Features of the product include free buildings cover between exchange of contacts and completion, full perils cover even after 30 days un-occupancy (subject to £250 excess water, theft, malicious damage, legal protection of £50,000, 24-hour helplines including tax, health and domestic veterinary and childcare assistance, business office equipment in the home up to £5,000 and optional accidental damage and personal possessions cover.

Millennium Insurance is a business to business general insurance protection provider and insurance schemes administrator. All applications submitted online produce a compliant personalised demands and needs statement to assist intermediaries meet ICOB standards.