The lender said the cuts come after the Bank of England’s base rate reduction in December and show a “growing confidence in the mortgage market”.
On the Resi Retire side, two-year fixed rates are being reduced by up to 0.28%, while five-year fixed rates are being cut by up to 0.3%.
In its residential range, five-year fixed rates are being lowered by up to 0.3%.
Within its retirement interest-only (RIO) range, two-year fixed rates are being reduced by up to 0.2% and five-year fixed rates are being lowered by up to 0.18%.
The firm’s five-year fixed holiday let rates are decreasing by up to 0.15%.
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Emma Graham, business development director for Hodge, said: “With a renewed sense of confidence in the housing market following December’s base rate reduction, it’s great to kick-start 2026 with rate reductions of up to 0.3% across our entire mortgage range.
“It’s especially pleasing to be able to offer more competitive rates to customers navigating the property market as they head up to and into retirement. With the average age of first-time buyers continuing to increase, and multiple income streams becoming more commonplace, we are doing all we can to support these customers.”
