Some 30% of adults who pay rent or mortgage bills said they found these payments very or somewhat difficult to afford.
This is considerably lower than the 46% reported between 28 June and 9 July 2023, when higher borrowing costs and rising bills placed increased pressure on household finances.
However, the latest figure suggests little change over the past year, remaining broadly in line with the 35% recorded between 2 and 27 July 2025.
For most households, mortgage and rent payments appeared to be manageable. Nearly two-thirds of adults said they found paying their housing costs very or somewhat easy.
The findings come as the cost of living continued to dominate public concerns. In July, 88% of adults said the cost of living was an important issue facing the UK, making it the most commonly reported concern.
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Housing was cited by 54% of adults, reinforcing the continued focus on affordability.
The continued affordability pressures facing renters and mortgage holders come as many aspiring homeowners still struggle to save for a deposit.
In June, Skipton Group reported that a third of renters had such low levels of savings that it would take them 35 years to build up a house deposit.
As affordability concerns persist, both renters and homeowners alike face mounting pressures on affordability.
