This would be in addition to its existing Scottish and English registered companies, chief executive Adrian Grace (pictured) said.
“This means irrespective of any currency, regulatory or tax change we can continue to serve all our customers,” Grace said.
Policies for Aegon’s non-Scottish customers will continue to be in Sterling.
“We will support any different currency for Scottish based customers,” Grace said.
The Scottish government previously suggested ‘independence day’ might be in March 2016, allowing an 18 month period for the negotiations to take place and for details to be finalised.
Grace said Aegon will stay “closely engaged in all relevant developments which could affect our customers, and will seek to influence the negotiations in our customers’ best interests”.
He reassured customers that, while the value of stocks and shares in the UK and possibly beyond might be affected by Scottish independence, “there will be no different or additional impact on investments as a result of them being associated with a Scotland based life company, fund or fund manager”.
“Any changes as a result of Scottish independence won’t happen overnight and we will continue to provide regular updates for customers through email and on our website,” he said.
Royal Bank of Scotland (RBS) has said it will move its operations to London should Scotland vote to go independent.
In a statement, it said it would be “necessary to re-domicile the bank’s holding company”. However, it will keep a significant level of jobs in Scotland, where it has been based since 1727.
Lloyds Banking Group, parent company of pensions provider Scottish Widows, Bank of Scotland and Halifax, also said it had made contingency plans to shift some of its business from Scotland in the event of a ‘yes’ vote.
However, it said it was a legal procedure and there would be “no immediate changes or issues”.