For landlords with a 20 per cent deposit, Habito is offering two-year fixed rates that start from 3.89 per cent. Five-year fixed rates start from 4.15 per cent.

At 75 per cent LTV, Habito has reduced rates on five-year fixes for individual and limited companies with deals starting from 3.49 per cent. They come with £500 cashback.

Habito’s individual fee assist 75 per cent LTV five-year fixed rates start from 3.54 per cent and come with £750 cashback and free conveyancing included.

Alan Fitzpatrick (pictured), director marketplace operations at Habito, said: “The changes to our buy-to-let lending range comes as a result of brilliant broker feedback and we’re sure that it will positively impact both our broker partners and customers who come to Habito directly.

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“Ultimately we hope our updated product LTVs and rates, with the continuation of our cash-back offers, will provide landlords with more choice.”

Habito launched its first range of BTL mortgages in 2019.