Each week, Mortgage Solutions and its sister title, Specialist Lending Solutions, pick the top comments from our readers.
This week’s comment is in response to: Chancellor Hunt lays out plan for 99 per cent mortgage – reports
MJ said: “What another policy-grabbing waste of space that will only help put people into a negative equity situation very quickly if the so-called experts keep predicting house price falls. Of course, prices won’t fall as it will line the pockets, yet again, of the large developers like the Help to Buy (HTB) scheme has done, and indeed fuel house prices.
“Then, in turn, in a few years’ time, the next first-time buyer will be back to square one with even more over-inflated prices of a new home. All that needs to be done is get rid of stamp duty, or at least lower the amounts payable by a hell of a lot.
“That, in turn, will encourage older homeowners to move downmarket and then second- and third-time buyers will move upmarket. Market keeps moving, prices stay steady ‘ish’, first-time buyers don’t keep getting priced out of the market with all these silly ideas that only fuel prices.”
The comments here are from our readers and do not necessarily reflect the views of Mortgage Solutions and Specialist Lending Solutions.
Anna is currently the deputy editor for Mortgage Solutions and editor for Specialist Lending Solutions. She has worked as a journalist since 2019, having secured her Gold Standard NCTJ diploma from News Associates in a fast-track six-month course.
She started her career as a report at specialist publication The Insurance Insider covering a wide range of areas before joining Mortgage Solutions and Specialist Lending Solutions in 2021.
In her role, she helps put together and structure the news agenda for the day and writes up press releases, reports, interviews, analyses and exclusives across both titles. She also commissions blogs for Specialist Lending Solutions and hosts online masterclasses and in-person events across the business.
She has been shortlisted for three journalism awards, which include BIBA Journalist and Media Awards Scoop of Year Award in 2020, Headline Money Mortgage Journalist of the Year Award (B2B) in 2022 and 2023.
Prior to being a journalist, Anna worked in ecommerce across Snow + Rock, Cycle Surgery and Runners Need websites, and before that worked at specialist financial PR firm Rostrum.
In her spare time, Anna enjoys reading, seeing live music, and cooking for friends and family. When she gets a chance, she also enjoys hiking, skiing and indoor rock climbing.
