The society’s 95% loan-to-value (LTV) mortgage deal, fixed for five years and available to both first-time buyers and homemovers, has been cut from 5.29% to 5.59%.
The maximum loan amount is £500,000. No product fee applies.
For landlords with non-standard credit profiles and a deposit of 25%, Buckinghamshire Building Society has cut its three-year fixed rate from 6.39% to 6.09%. A product fee of £1,195 applies.
The society’s BTL five-year fixed rate at 80% LTV has been cut from 5.89% to 5.19%.
Holiday let landlords with a 25% deposit can secure a two-year fixed mortgage rate at 5.69%, down from 5.89%. Both deals have a product fee of £1,195.
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Claire Askham (pictured), head of mortgage sales at Buckinghamshire Building Society, said: “The rate reductions will offer landlords, holiday let investors, and first-time buyers and homemovers more flexibility and competitive financing options, particularly for those with complex financial circumstances.”
