For residential borrowers, Aldermore has launched two products under its high loan to value (LTV) level 1 criteria, including a two-year fix at 90% LTV priced at 6.43% and an option at 95% LTV priced at 6.79%. Both have no fees.
Across its high-LTV level 2 offering, the lender has launched a fee-free two-year fix at 90% LTV with a rate of 6.92%.
For BTL borrowers, there is a five-year fix with no fee available to individual and company landlords with single residential properties. This is available at 75% LTV with a rate of 5.34%.
For multi-property individual and company landlords, there is a fee-free five-year fix at 75% LTV with a rate of 5.29%.
For BTL borrowers with houses in multiple occupation (HMOs) and multi-unit freehold property, Aldermore has launched a five-year fix with a 5% fee at 75% LTV, priced at 4.64%. This includes a free valuation.
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Jon Cooper, director of mortgages at Aldermore, said: “We’ve acted quickly to launch these limited-edition products, giving brokers and customers fresh options at competitive rates. Whether it’s helping first-time buyers take their next step or supporting landlords to grow their portfolios, we’re focused on delivering choice and value where it matters most.
“These launches reflect our commitment to staying responsive and backing more people to go for it, even in a challenging market.”
Earlier this month, the firm enhanced its affordability criteria for owner-occupiers.
