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TSB cuts PT and additional borrowing rates; CHL adds high-LTV options – round-up

TSB cuts PT and additional borrowing rates; CHL adds high-LTV options – round-up
Shekina Tuahene
Written By:
Posted:
December 12, 2025
Updated:
December 12, 2025

TSB has reduced its product transfer and additional borrowing mortgage rates by 0.05%.

This includes selected two- and five-year fixes up to 90% LTV and buy-to-let (BTL) product transfers, fixed for two or five years, up to 75% loan to value (LTV). 

Across its additional borrowing rates, residential two-, three- and five-year fixed rates have been lowered, along with two- and five-year fixed BTL options. 

The changes are effective from 12 December. 

 

CHL Mortgages for Intermediaries adds high LTVs 

CHL Mortgages for Intermediaries has released limited-edition product options at 75% and 80% LTV. 

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The lender has expanded its recently launched 80% LTV options, with two- and five-year fixes for single dwellings and house in multiple occupation (HMO) properties. Rates start at 3.55% for two-year fixed rates and 4.84% for five-year fixes, with options of 2% or 5% fees. 

CHL Mortgages for Intermediaries has added five-year fixes to its 75% LTV offering, for single dwelling and HMO properties. 

These have a choice of 2%, 3.5% and 5% fees, in addition to the existing 75% LTV range, which includes a limited-edition 7% fee option at 4.34%. 

Darrell Walker, group sales director for CHL Mortgages for Intermediaries and ModaMortgages, said: “These new additions to our range of products reinforce our upper LTV proposition and reflect our commitment to giving landlords genuine flexibility and choice. 

“By expanding our 75% and 80% LTV fixed rate ranges, investors can select the structure that best suits their strategy – whether that’s minimising upfront costs or securing a competitive fixed rate.”