Smaller portfolios moving into limited companies – Thistle Finance

  • 19/07/2018
  • 0
Smaller portfolios moving into limited companies – Thistle Finance
The trend in smaller scale landlords converting their property portfolios into a limited company holding took off in the second quarter of the year, according to Thistle Finance.


The use of limited company vehicles by landlords has been growing noticeably over the last year with reports showing that new purchases are increasingly being put into this process.

However, Thistle Finance noted it had witnessed a 30% increase in the number of UK landlords incorporating their portfolios during the second quarter of the year compared to the first.

And this has now been taken a step further with smaller landlords moving in to this sector as well, with the average portfolio size being incorporated decreasing by around 40% during Q2.

The packager added that with a growing number of lenders offering limited company buy-to-let mortgages and with rates falling as a result of the increased competition, the incorporation route was becoming more attractive.


Accelerating trend

Thistle Finance managing director Mark Dyason said: “Smaller-scale portfolio landlords who have been toughing it out in recent years are increasingly waking up to the benefits of incorporating their portfolios.

“The number of landlords doing this has been rising gradually for some time but in the second quarter of the year we saw the trend really begin to accelerate.

“Landlords that are genuinely committed to buy-to-let are starting to optimise their portfolios, not just by remortgaging onto better rates, where’s there’s a huge amount of activity, but by moving into limited company ownership.”


There are 0 Comment(s)

Comments are closed.

You may also be interested in


Keep up-to-date with all the breaking bridging and short-term lending news and analysis, from regulatory changes to product innovation and inside market knowledge. Take a look at our broker and lender case studies showing short-term finance in practice.


Find all the news, opinion and analysis for property finance brokers specialising in commercial and semi-commercial mortgages, alternative and development finance for commercial investments in residential projects.

Second charge

Stay up-to-date with the latest news, analysis and opinion on the secured loan market as it evolves into a mainstream finance option following European regulation on 21 March 2016.

Complex buy-to-let

Whether it’s a complicated asset or a complex customer, you’ll find out all the breaking buy-to-let news in this section. From limited companies to portfolio landlords, student lets to a House in Multiple Occupation, we’ve got all bases covered with our up-to-the-minute news, analysis and opinion.

Mortgage Solutions

Find all the breaking news, analysis and industry comment on Specialist Lending Solutions' sister site, Mortgage Solutions
Read previous post:
building plans and model, new build
Bond Wolfe launches bridging lender

Property group Bond Wolfe has entered the short-term lending market with a bridging finance proposition.