Tag Result: stress testing
Bank of Ireland UK amends stress rate for buy-to-let mortgages
Bank of Ireland's UK mortgage arm has changed its stress rate to comply with underwriting ...
Axis Bank takes flexible approach to BTL stress calculation
Axis Bank is the latest lender to increase its interest coverage ratio (ICR) for buy-to-le...
Paragon tightens BTL affordability criteria in light of rule changes
Paragon has tightened its affordability assessment for buy-to-let mortgages, saying it wan...
Shawbrook predicts flight to HMOs to ease blow of PRA rules
Tough new underwriting rules from the Prudential Regulation Authority (PRA) will push buy-...
New PRA standards will ‘specialise’ the buy-to-let market, industry says
New underwriting standards for buy-to-let (BTL) mortgages will create a more specialist ma...
Platform tightens buy-to-let lending stress tests
Co-operative Bank’s intermediary arm Platform will increase its interest coverage rate a...
Nationwide lowers stress rate after base rate cut
Nationwide has slashed its stress rate for all residential affordability calculations to 6...
Bridging volumes rise after MCD introduction
Nearly two thirds of brokers are reporting a rise in bridging loan volumes in the second q...
Fresh calls for standardised approach to HMO valuations and affordability
As the Houses in Multiple Occupation (HMO) sector continues to grow, the industry has call...
Lower pay rate buy-to-let loans could cause next bubble, says Foundation
Incoming tighter buy-to-let affordability tests expected by the PRA could put brokers at r...