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Tax bill loan saves stellar mortgage deal: Star Letter 27/01/2017

  • 27/01/2017
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Tax bill loan saves stellar mortgage deal: Star Letter 27/01/2017
Each week Mortgage Solutions and its sister title Specialist Lending Solutions looks back at the week's most thoughtful, thought provoking and controversial comments to single out the Star Letter.

This week’s Star Letter goes to Robert Gill for his comments on Maeve Ward’s second charge blog for Specialist Lending Solutions: Mortgage brokers are missing business opportunities 

To a regulated mortgage adviser seconds have always the been the third option. If capital raising is required you’ll look at the possibility of a remortgage first. If a remortgage isn’t possible you’ll then look at a further advance. Only then if neither of those options are feasible, you’ll then move onto a second.

I have just made my first second charge mortgage referral in over two years to help a business owner raise capital to pay a tax debt and keep his first charge interest only base +1% mortgage intact. A perfect case for a second if ever there was one. Unfortunately, however, these cases are rare.”

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