Exclusive gathering of the most important new-build lenders, adviser firms, builders, housing associations and ancillaries
The British New Homes Mortgage Senate is an exclusive gathering of the most important new-build lenders, adviser firms, builders, housing associations and ancillaries to address current issues, deepen relationships, foster understanding, improve and evolve the sector. This half day conference will feature topical and thought-provoking panel debates, group discussions and workshops led by a line-up of expert speakers.
This event is held under the Chatham House Rule. When a meeting, or part thereof, is held under the Chatham House Rule, participants are free to use the information received, but neither the identity nor the affiliation of the speaker(s), nor that of any other participant, may be revealed.
If you have any queries about registering for the event, please email elizabeth.jeleva@ae3media.co.uk
Accord Mortgages
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Accord Mortgages is a dedicated intermediary-only lender and part of Yorkshire Building Society. It exists to help brokers look after what matters most – your clients, with both residential and buy-to-let mortgage solutions.
You can expect a common-sense approach in everything Accord does, with every case for every broker. Its common-sense flexible underwriting is there to help with complex cases. It also provides direct access to underwriters with a dedicated underwriter managing your case from start to finish.
Accord is always looking for innovative ways to support intermediaries and reviewing its products and offerings to ensure it is providing the best possible service.
Accord’s knowledgeable and experienced sales team is available by phone and webchat to support you and it has a host of online tools to help you find the information you need quickly and easily.
Find out more Welcome to Accord Mortgages | The intermediary only lender
Bank of Ireland for Intermediaries
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Bank of Ireland for Intermediaries takes every journey together with its partners. Whether your client is a first-time buyer, mover, landlord or looking to remortgage, the Bank will take a common-sense approach and provide support at every stage. Its focus remains on delivering excellent service through the right people, products, and systems designed to support the intermediary community effectively.
Halifax Intermediaries
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Halifax Intermediaries offers a broad range of products designed to meet your clients’ needs, supported by award‑winning service and an extensive BDM network to help make doing business easier.
Its innovative product range includes options for first‑time buyers, homemovers and clients looking to remortgage, with straightforward product transfers available. These allow existing Halifax clients to secure a new rate up to three months in advance, either before or after their current deal ends, while still earning a procuration fee.
Its dedicated Premier team specialises in large loan mortgages from £500,000 to £5,000,000, providing trusted expertise for complex cases. With guaranteed specialism, direct access to a relationship manager and a comprehensive product range, Halifax ensures tailored support throughout.
It also offers specialist new build support, with experienced teams guiding cases from application to completion and products designed specifically for new build clients, including extended completion deadlines.
Nationwide for Intermediaries
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Nationwide For Intermediaries is Nationwide’s award-winning intermediary mortgage business. When considering a mortgage for your client, we want Nationwide to be your first choice.
We can help your clients by providing a range of simple, flexible products with transparent fees and five-star service.
Every broker will have access to an expert Business Development Manager, helping them grow their business.
Pepper Money
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Pepper Money is a broad specialist lender. It exists to help people succeed. Championing individuality and looking for opportunities to say yes, rather than
reasons to say no.
It understands that brokers have a range of different needs, because their customers do, too. These clients may want to take the next step in their homeowning journey. Brokers want to help them, in the most efficient and profitable ways.
Pepper Money is here to help both parties fulfil their ambitions. By offering simple, inclusive products. By having a human approach to decision-making. By being easy to work with. And by providing specialist expertise that can be relied on. After all, when you keep an open mind and listen to people, everyone succeeds.
The Mortgage Works
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Landlords sit at the heart of the private rental sector.
The Mortgage Works exists to support landlords to operate effectively, easily obtain financial support and understand their responsibilities.
Every broker will have access to an expert Business Development Manager, helping them grow their business.
09:50 – 10:10 Opening keynote: delivering the homes Britain needs – challenges, confidence and the road ahead
David O’Leary, executive director, Home Builders Federation
10:10 – 10:30 Presentation: economic outlook: analysing the new homes market in 2026 and beyond
Speaker tbc
10:30 – 11:10 Panel discussion: restoring affordability – how lenders are adapting to a constrained market
Rob Barnard, intermediary relationship director, Pepper Money
Andrew Calder, strategic partnerships and propositions manager, Accord Mortgages
Gemma Clark, national housing development manager, Lloyds Banking Group
Moderator tbc
11:40 – 12:10 Roundtable discussion: financial literacy amongst first time buyers – is it our collective responsibility to educate?
In this collaborative session, delegates will explore the growing challenge of financial literacy amongst first-time buyers and examine the role the industry can play in improving consumer understanding and confidence. Discussions will focus on how lenders, brokers, developers and policymakers can work together to better equip buyers with the knowledge needed to navigate affordability, mortgage products, budgeting, and the wider homebuying process. The session will encourage practical ideas, shared responsibility, and collaborative solutions to support more informed and sustainable routes into homeownership.
12:10 – 12:25 Ideas into action: sharing solutions
Delegates will have the opportunity to share key ideas, insights, and proposals developed during their group discussions. Whether it’s a practical improvement or a collaborative approach, this is a chance to bring your voices to the wider room.
Moderated by: Natalie Ellis, managing director, Steel City Mortgages
12:25 – 12:50 Presentation: preparing for The Future Homes Standard – what comes next for developers, lenders and buyers?
Richard Lankshear, programme director, Future Homes Hub
12:50 – 13:20 Open Discussion: brokers and developers have their say – creating a smoother path to homeownership
Edward McCoy, group sales director, Persimmon PLC
Speakers tbc
Moderated by: John Doughty, managing director, Just Mortgages
Rob Barnard has over 30 years of knowledge and experience successfully navigating the UK mortgage market.
He has developed and executed sales and marketing strategies throughout his career to drive growth and maximise retention. In his role as director of intermediary relationships, Rob is responsible for nurturing and developing key broker and distribution partners for the lender.
Rob is passionate about mortgages but, more importantly, about the people he works with in the industry. As a result, he is the host of The Specialist Podcast – a platform created to provide established and upcoming stars in the industry an opportunity to discuss everything mortgages and beyond.
Andrew Calder has been with Yorkshire Building Society Group for 12 years, with the past eight spent with its Accord brand, supporting the intermediary channel.
In his current role as strategic partnerships and propositions manager, Andrew is a member of the intermediary distribution senior leadership team.
He is responsible for managing relationships with key lending partners across the distribution landscape and plays a central role in developing propositions that drive innovation and support broker needs.
His work focuses on identifying underserved client segments and driving solutions that help brokers better serve them. Prior to joining Accord, Andrew spent four years in various roles within the YBS retail network across Scotland, gaining valuable experience in customer-facing operations.
Gemma’s role as national housing development manager at Lloyds Banking Group sees her manage the retail relationship with the UK’s largest housebuilders, supporting Lloyd’s housing strategy in the new build space, deepening relationships with housebuilders, mortgage brokers, government and industry bodies.
She is passionate about collaboration across the housing sector, playing an active role in shaping practical solutions to help more customers own quality, sustainable new build homes.
Prior to this, Gemma spent eight years as intermediary proposition manager for Nationwide and The Mortgage Works, driving propositional change impacting mortgage intermediaries.
She has over 20 years’ experience in the industry, having previously held roles as area manager for Nationwide, Connells and Countrywide, and as a business development manager. She holds a degree in financial services.
Gemma is passionate about driving positive change in the industry and plays an active role in the D&I space, working closely with others in the industry as a steering committee member of Working in Mortgages.
John Doughty began his career in the world of television, where he developed a passion for communication and presenting skills that continue to shine through in his professional life today.
He later transitioned into estate agency, where his drive and dedication quickly became evident. In 2010, John joined Just Mortgages as a Mortgage Broker covering the Weston-super-Mare and Taunton areas. Over the years, his commitment to excellence and consistent performance saw him rise through the ranks.
Now operating as a chapter managing director, John oversees the new build and shared ownership divisions of Just Mortgages, alongside leading half of the company’s estate agency-based mortgage business.
Known for his energetic approach and strong leadership, John has also become a recognisable face through his much-loved video series In Talks with JD, where he explores key industry topics and insights. His deep industry knowledge, coupled with a love for presenting, makes him a respected and influential figure within the business.
Richard is the Programme Director at the Future Homes Hub, overseeing the Future Homes Delivery Plan that brings the new homes sector together to create net zero homes and sustainable places.
Richard has built a career in innovative construction, first as a structural engineer designing complex structures in the UK, then specialising in offsite technologies before heading up the strategy function for a large steel manufacturer.
He also founded the NHBC Accepts service for Modern Methods of Construction, before moving to the Future Homes Hub. Richard is an active member of notable industry groups including the Construction Industry Council Homes Group, Construct Zero, the Future Homes Standard Implementation Board and the Industry panel of the National Homes Quality Board.
Adrian MacDiarmid has been Head of Mortgage Lender Relations for Barratt Redrow since 2008. He works with brokers, lenders and distributors to help improve products, processes and criteria in the new build sector to improve access to home ownership and the customer’s experience of buying a home.
He has 40 years’ experience in the mortgage market and was previously sales director for a new build mortgage broker.
Ed has been a senior level executive with UK-wide experience within the construction, media and advertising, airline and travel management industries. He spent 12 years at Barratt Developments in two different roles, six years as group sales director but was also an operational sales director for six years within the west London business.
He joined Persimmon Homes in July 22 as group sales director to help shape the overall sales strategy across the group primarily focussing on driving operational efficiencies, leveraging new technologies, improving sales capability, and sharing best practice and driving standardisation across the 29 regional businesses.
David O’Leary is an executive director of the Home Builders Federation (HBF), overseeing policy and external relations, including leading on engagement with government.
He joined HBF in 2013 and became a board member in 2023. He has led on a range of work including the development of research and policy measures to address the long-term decline of SMEs in the sector and proposals for initiatives to support first-time buyers.
David represented HBF in negotiations with the government on the Building Safety Self-Remediation Pledge which was subsequently signed by more than 50 developers and headed up engagement with the Competition and Markets Authority through the course of its 12-month Market Study on Housebuilding during 2023/24. This work included authoring a 75-year history of the home building industry.
Before joining HBF, David held a range of roles, advising national politicians on housing and culture policy and spent time in local government where he worked on business rate reform, housing policy and relations with central government.
