The Buy to Let Event is specifically tailored to keep you up to speed with the changing market and help you maintain and improve valuable business relationships. The free-to-attend half-day conference brings together a raft of expert buy-to-let lenders and adviser delegates to discuss the key issues impacting the market.
This event is open to mortgage intermediaries only. (This includes brokers, mortgage advisers, and IFAs). Attendees should be actively delivering mortgage or protection advice.
Should you not qualify as one of these job functions, your attendance will be at the discretion of the event organisers.
Email david.adjei@ae3media.co.uk if you are interested in attending our 2025 event.
09.30 – 09.35
Welcome from Mortgage Solutions
Jamie Hurst, publishing director, Mortgage Solutions
09.35 – 10.00
What does the future hold for buy to let and why should you be optimistic?
David Whittaker, CEO, Keystone Property Finance
10.00 – 10.25
2025 – The return of the remortgage
Matt McCullough, head of sales and development, Aldermore Bank
10.25 – 10.45
Landlord trends for 2025 – from Pegasus Insight
Mark Long, managing director and founder, Pegasus Insight
10.45 – 11.05
The Renter’s Rights Bill – what it means for you and your clients
Michelle Lowe, business development manager, Market Financial Solutions
11.40 – 12.10
Sustainability, EPCs and the impact of the rising green agenda
Neil Cobbold, commercial director, Reapit
Simon Cradock, corporate relationship manager, The Mortgage Works
12.10 – 12.40
The evolving nature of Buy-to-Let
Jonathon Stinton, head of intermediary relationships, Coventry for Intermediaries
12.40 – 13.20
Staying the course – preserving prosperity in the buy-to-let sector
David Whittaker, CEO, Keystone Property Finance
Emily Hollands, group head of distribution, OSB Group
Louisa Ritchie, key account manager, Fleet Mortgages
09.30 – 09.35
Welcome from Mortgage Solutions
Jamie Hurst, publishing director, Mortgage Solutions
09.35 – 10.00
What does the future hold for buy to let and why should you be optimistic?
David Whittaker, CEO, Keystone Property Finance
10.00 – 10.25
2025 – The return of the remortgage
Matt McCullough, head of sales and development, Aldermore Bank
10.25 – 10.45
Landlord trends for 2025 – from Pegasus Insight
Mark Long, managing director and founder, Pegasus Insight
10.45 – 11.05
The Renter’s Rights Bill – what it means for you and your clients
Richard Saunders, regional sales manager, Market Financial Solutions
11.40 – 12.10
Sustainability, EPCs and the impact of the rising green agenda
Neil Cobbold, commercial director, Reapit
James Sanders, existing customer management, The Mortgage Works
12.10 – 12.40
The evolving nature of Buy-to-Let
Jonathon Stinton, head of intermediary relationships, Coventry for Intermediaries
12.40 – 13.20
Staying the course – preserving prosperity in the buy-to-let sector
Emily Hollands, group head of distribution, OSB Group
Louisa Ritchie, key account manager, Fleet Mortgages
Moderated by: David Whittaker, CEO, Keystone Property Finance
09.30 – 09.35
Welcome from Mortgage Solutions
Andy Morris, head of sales, Mortgage Solutions
09.35 – 10.00
What does the future hold for buy to let and why should you be optimistic?
David Whittaker, CEO, Keystone Property Finance
10.00 – 10.25
2025 – The return of the remortgage
Matt McCullough, head of sales and development, Aldermore Bank
10.25 – 10.45
Landlord trends for 2025 – from Pegasus Insight
Mark Long, managing director and founder, Pegasus Insight
10.45 – 11.05
The Renter’s Rights Bill – what it means for you and your clients
Harry Pleasance, business development manager, Market Financial Solutions
11.40 – 12.10
Sustainability, EPCs and the impact of the rising green agenda
Neil Cobbold, commercial director, Reapit
Dan Clinton, head of specialist lending, The Mortgage Works
Dee Korab, founder, Sparkd
Ronnell Refell, manager, mortgage policy, UK Finance
12.10 – 12.40
The evolving nature of Buy-to-Let
Jonathon Stinton, head of intermediary relationships, Coventry for Intermediaries
12.40 – 13.20
Staying the course – preserving prosperity in the buy-to-let sector
Simon Cockerill, group head of intermediary sales, OSB Group
Steve Cox, chief commercial officer, Fleet Mortgages
Moderated by: David Whittaker, CEO, Keystone Property Finance
09.30 – 09.35
Welcome from Mortgage Solutions
Iain Cartlidge, managing director, Mortgage Solutions
09.35 – 10.00
What does the future hold for buy to let and why should you be optimistic?
David Whittaker, CEO, Keystone Property Finance
10.00 – 10.25
2025 – The return of the remortgage
Matt McCullough, head of sales and development, Aldermore Bank
10.25 – 10.45
Landlord trends for 2025 – from Pegasus Insight
Mark Long, managing director and founder, Pegasus Insight
10.45 – 11.05
The Renter’s Rights Bill – what it means for you and your clients
Emma Jones, business development manager, Market Financial Solutions
11.40 – 12.10
Sustainability, EPCs and the impact of the rising green agenda
Joe Avarne, senior manager – strategy development, The Mortgage Works
12.10 – 12.40
The evolving nature of Buy-to-Let
Paul Purewal, corporate relationship manager, Coventry for Intermediaries
12.40 – 13.20
Staying the course – preserving prosperity in the buy-to-let sector
Steve Cox, chief commercial officer, Fleet Mortgages
Adrian Moloney, group intermediary director, OSB Group
Moderated by: David Whittaker, CEO, Keystone Property Finance
Accord Mortgages
Website
Accord Mortgages is a dedicated intermediary-only lender and part of Yorkshire Building Society. It exists to help brokers look after what matters most – your clients, with both residential and buy-to-let mortgage solutions.
You can expect a common-sense approach in everything Accord does, with every case for every broker. Its common-sense flexible underwriting is there to help with complex cases. It also provides direct access to underwriters with a dedicated underwriter managing your case from start to finish.
Accord is always looking for innovative ways to support intermediaries and reviewing its products and offerings to ensure it is providing the best possible service.
Accord’s knowledgeable and experienced sales team is available by phone and webchat to support you and it has a host of online tools to help you find the information you need quickly and easily.
Find out more Welcome to Accord Mortgages | The intermediary only lender
Aldermore
Website
At Aldermore we know not all clients fit a one-size-fits-all model and require a more specialist approach.
That’s why our experienced team of manual underwriters assess each client’s circumstances on a case-by-case basis, giving us more of an opportunity to help them to find the right mortgage, whatever their circumstances.
Aldermore supports a wide range of people, including first-time buyers with low deposits, the self-employed whose finances aren’t simple and straight forward, homeowners looking for a better remortgage deal, landlords big or small looking to start or grow their property portfolio, and borrowers with less than perfect credit.
Bath Building Society
Website
Bath Building Society has a specialist approach to mortgage lending, offering innovative products your customers might find tricky to find elsewhere – specialising in mortgages for first-time buyers, students and older borrowers.
Pop along to the Bath Building Society stand to have a chat about how a spare room can help your customers afford the mortgage they need. The Rent-A-Room (lodger) products can improve affordability up to a maximum of eight times income by using future rental income towards affordability calculations.
A flexible, common-sense approach to underwriting means the lender is willing to consider cases that fall outside of standard criteria. Applications are individually assessed by its underwriting team with no automated credit scoring.
CHL Mortgages
Website
Coventry for Intermediaries
Website
Coventry for intermediaries understands that by giving you great products and service, you’ll be able to offer the same to your clients. It’s part of its commitment to you.
However you communicate with the lender – whether it’s over the phone or online – there will always be a real person at the other end, so you get the expertise you need, when you need it.
Coventry will give you clear, timely and useful support. And if it withdraws a product, it will give you two days’ notice. Because if it matters to you, it matters to Coventry.
Find the certainty you seek with Coventry for intermediaries.
Darlington Intermediaries
Website
Darlington Intermediaries is an award-winning lender that understands there is no such thing as a simple mortgage application.
It takes a personal, common sense approach to underwriting and flexible lending criteria. The lender’s team of experts is able to discuss your application, explain its mortgage products or answer any other query.
eConveyancer powered by Smoove
Website
eConveyancer, powered by Smoove, is a leading online conveyancing platform dedicated to revolutionising the home moving experience for mortgage intermediaries and their clients.
Its platform connects brokers, lenders, networks, and estate agents with a panel of over 75 quality-assured conveyancing firms, all regulated by the Solicitors Regulation Authority or the Council for Licensed Conveyancers.
With its innovative eConveyancer+ service, it sets new standards in communication and efficiency. Features include:
eConveyancer’s seamless integration with mortgage and CRM systems streamlines workflows, allowing intermediaries to focus on delivering exceptional service. By choosing eConveyancer, you’re partnering with a platform committed to enhancing efficiency, transparency, and client satisfaction in every property transaction.
Family Building Society
Website
Family Building Society doesn’t believe in a ‘one size fits all’ approach to lending and will work with you to find mortgage solutions for your clients regardless of their circumstances.
It’s focused on delivering innovative and flexible products to meet the needs of the modern family across all generations and individuals not well served by the mass market.
Why choose Family Building Society?
It provides solutions for a wide range of customers
Lending into retirement
Fleet Mortgages
Website
Launched in 2014, Fleet Mortgages is a specialist intermediary-only lender focused on the buy-to-let market. It offers mortgages to professional landlords, as well as Limited Companies and those seeking finance for Houses in Multiple Occupation (HMOs) and multi-unit blocks.
Fleet Mortgages was acquired by Starling Bank in 2021 when the digital challenger bank became its sole funder. Fleet’s senior management team and staff have a wealth of experience of the UK lending market, particularly within the buy-to-let and specialist sectors.
The business is focused on delivering an excellent service to its intermediary partners and continuously reviews its products and processes to ensure they are current, relevant and reflect ever-changing market needs.
Fleet Mortgages is well-positioned to help its intermediary partners grow their businesses and support their landlord clients with the right solution for their needs and prides itself on making complex buy-to-let simple.
Kensington Mortgages
Website
When you’ve been around for as long as Kensington Mortgages has, you soon learn that putting people into neat little boxes is an approach that doesn’t work.
It prefers to look beneath the surface and go deeper than the mainstream lenders where all too often the ‘computer says no’.
The lender’s innovative solutions, flexible criteria and dedicated underwriting team combine to help as many people as possible get the mortgage they need. Kensington serves fast-growing segments such as the self-employed, contractors, multiple-income households, those with small credit blips and landlords.
It is thrilled to be at this buy-to-let event to help you discover how it can help your landlord clients. For example:
Kent Reliance for Intermediaries
Website
As a leader in the specialist intermediary mortgage market, Kent Reliance for Intermediaries offers a range of buy-to-let and residential products that help brokers with cases that may not fit the criteria of mainstream lenders.
Providing unrivalled personal service using a national network of business development managers, it’s perfectly placed to help brokers navigate challenging cases. Its large underwriting team assess each case individually, applying flexibility and common sense to ensure brokers can access best-suited products.
Kent Reliance for Intermediaries, along with Precise and InterBay, is a specialist lending brand of OSB GROUP PLC.
Keystone Property Finance
Website
Keystone Property Finance is a specialist buy-to-let lender for intermediaries.
They lend to landlords borrowing both personally and through a variety of corporate structures including trading limited companies, SPVs and LLPs.
Keystone has established itself as one of the go-to lenders for brokers who have complex landlord clients that are looking to finance standard buy-to-let properties, as well as higher-yielding properties such as HMOs and multi-unit freeholds.
Keystone uses a cloud-based AIP and application system that enables brokers to transact cases quickly and efficiently.
@KeystonePF
www.keystonepropertyfinance.co.uk
Landbay
Website
Landbay is an award-winning mortgage platform, created for its customers, designing better
ways to buy-to-let.
It focuses on the customer, bringing together the best people and partners, leveraging its
data, technology and market expertise.
Choose Landbay and you’ll find experts at the end of the line, smart technology designed for
you, and fast decisions you can count on.
Its team, community and the wider world matters to Landbay. It is carbon neutral. And its
industry awards and customer reviews speak for themselves.
Landbay is committed to becoming your go-to mortgage funding partner.
Market Financial Solutions
Website
Market Financial Solutions is an award-winning specialist finance lender, with over 18 years’ industry experience. With a wide range of bespoke bridging finance and specialist buy-to-let mortgage products available, it focuses on providing brokers with speed and flexibility so they can best support their clients.
It also offers a hybrid product, Bridge Fusion, which combines the speed and flexibility of bridging, with the security and industry-leading leverage tools of its specialist buy-to-let mortgage product.
It works alongside brokers, taking on all the heavy lifting, and underwrites loans from day one to find the best solution for the borrower. Every enquiry receives a response within four hours, and the team of BDMs is always happy to arrange meetings across the UK.
Market Financial Solutions’ expertise, teamwork, and around-the-clock service help it deliver a bespoke service with a common-sense approach, no matter the complexity. With no tick-box criteria, it looks for reasons to lend, so you can move forward with your client’s case, confidently.
ModaMortgages
Website
Precise
Website
Precise believes lending shouldn’t be complicated, so it cuts the faff and get straight to the point.
Whether it’s a residential or buy-to-let mortgage, or bridging finance, the lender helps people when they need it through its nationwide intermediary base.
Precise doesn’t think that underserved customers should be shunned by circumstance or complicated criteria. That’s why it has kept its process simple to give you a ‘yes’ or a ‘no’ quickly and with as little fuss as possible.
It’s why the lender has won so many awards recently, and it’s pretty proud of them.
So, what are you waiting for? Get in touch with Precise today.
Precise, along with Kent Reliance for Intermediaries and InterBay, is a specialist lending brand of OSB GROUP PLC.
Quantum Mortgages
Website
The Quantum Mortgages team understands the world of buy to let better than most. The senior leadership team has been working with intermediaries for virtually their entire careers. This understanding of the needs of landlords and intermediaries has led to the creation of a thoroughly unique proposition.
As most lenders continue to chase the technology dream of automation, Quantum Mortgages is more concerned with offering greater product choice to landlords and mortgage intermediaries, as well as more useful and modern lending criteria and the ability to listen to and understand individual circumstances.
By combining technology with skilled human underwriting, the lender’s unique underwriting model provides intermediary partners with a seamless, paperless, and hassle-free application process – utilising tech to help humans make common-sense rational lending decisions .
Eager to cause further disruption to the specialist lending space, Quantum Mortgages’ latest proposition is bridging finance. The goal is to be a leading provider of bridging finance solutions, offering flexible and tailored options to meet the diverse needs of property investors.
The Brightstar Group
Website
The Brightstar Group comprises of Brightstar Financial, the UK’s leading specialist lending distributor, which helps brokers grow their business by providing the knowledge and resources needed to diversify into new lending areas. It works with more than 75% of the UK intermediary market and has originated more than £5billion of specialist lending debt.
Sirius Finance was launched in 2018 and has successfully traded from its expanded London offices in recent years to become one of the most recognised brands in the property finance sector. Sirius offers client-facing specialist property debt advisory service for commercial, investment, development, and residential property finance transactions. It gets to the heart of the borrower’s aspirations and the lender’s requirements before constructing a partnership to best realise the client’s goals.
The business has also won more than 140 national awards, including Sunday Times Best Small Company to Work for 2019 and 2020 and Global Investors In People Gold.
Website
The Mortgage Works is a subsidiary of Nationwide with over 30 years’ experience. It offers a wide choice of buy-to-let and let-to-buy mortgages for experienced and first-time landlords. Every broker will have access to an expert business development manager, helping them grow their business.
Products and features
• No minimum income requirements
• No maximum age for experienced landlords at 65% LTV or less. For other applicants or LTVs, maximum age at application is 70 years
• Lower rate taxpayer proposition with 125% interest cover ratio
• Buy-to-let and let-to-buy products up to 80% LTV. With a range of product fees to suit your clients’ needs
• Limited company proposition with products available up to 80% LTV and 125% Interest Cover Ratio
• Portfolio landlords accepted, and no limit on number of properties held
• HMO products available up to 75% LTV
• Green Further Advance products available to support your clients in improving the energy efficiency of their properties
• A personalised Portfolio Review provided after the offer of a portfolio case, a tool to help make the most of your clients’ portfolios.
• Business development managers provide support face-to-face, on the phone and via video call across the UK, keeping you up to date with product information, advice on making applications, lending policy and criteria.
