Conference
The Green Mortgage Summit 2026
The Green Mortgage Summit 2026 is an invitation-only event attended by key stakeholders from across the mortgage sector including government, lenders, surveyors, retrofit platforms, trade bodies, distributors, networks and brokers.
We all want to create and involve ourselves in a scalable green mortgage market, which will significantly improve the energy efficiency of UK housing stock.
This event is a stepping stone for the industry to take more control of moving sustainability and the environmental impact of the UK mortgage market higher up the political agenda.
Green Finance Institute
Website
The Green Finance Institute is at the forefront of shaping how finance can be used to facilitate a real economy transition. As an independent organisation working with governments internationally, and partnering with financial institutions, corporates, NGOs, policymakers, academics and civil society experts, the GFI creates and scales innovative solutions that deliver practical outcomes for communities and economies.
The GFI has been instrumental to the growth of the green mortgage market, taking it from four products in 2019 to over 90 today, launching the Green Home Finance Principles framework, and the Certificate in Financing Greener Homes online training programme. Accredited by the LIBF it provides the technical knowledge and market insight needed to confidently support and integrate greener home finance into broker practice.
The Green Mortgage Campaign continues to work closely with industry to mobilise capital and unlock innovative and scalable green home financing solutions for the mass market.
Halifax Intermediaries
Website
Halifax Intermediaries offers a broad range of products designed to meet your clients’ needs, supported by award‑winning service and an extensive BDM network to help make doing business easier.
Its innovative product range includes options for first‑time buyers, homemovers and clients looking to remortgage, with straightforward product transfers available. These allow existing Halifax clients to secure a new rate up to three months in advance, either before or after their current deal ends, while still earning a procuration fee.
Its dedicated Premier team specialises in large loan mortgages from £500,000 to £5,000,000, providing trusted expertise for complex cases. With guaranteed specialism, direct access to a relationship manager and a comprehensive product range, Halifax ensures tailored support throughout.
It also offers specialist new build support, with experienced teams guiding cases from application to completion and products designed specifically for new build clients, including extended completion deadlines.
Registration and networking breakfast
Welcome address - Ryan Jude, executive director for built environment, transport & communities, Green Finance Institute
09.50 – 10.10
The Warm Homes Plan – turning government ambition into action
This session will examine what the Warm Homes Plan’s ambition means for the mortgage industry, exploring the opportunities and practical actions needed to deliver greener, more energy-efficient homes at scale.
10.10 – 10.20
Fireside chat with Evan Davis – a consumer-facing perspective
This session will examine what the Warm Homes Plan’s ambition means for the mortgage industry, exploring the opportunities and practical actions needed to deliver greener, more energy-efficient homes at scale.
Ryan Jude, executive director for built environment, transport & communities, Green Finance Institute
10.20 – 10.50
Panel discussion: powering the future – how home electrification is reshaping the mortgage market
- How home electrification, including heat pumps, solar PV and battery storage, is supporting decarbonisation
- Have geopolitical instability and rising energy costs strengthened the case for investing in low-carbon, energy-efficient homes?
- How are lenders developing green finance solutions to help homeowners fund electrification and retrofit projects?
- Looking at the role of mortgage brokers in helping customers understand the financial, environmental and long-term value of electrifying their homes.
Christopher Gow, associate director of mortgages, Alexander Hall
Ben Louis Hardy, associate, Green Finance Institute, Denmark
Networking coffee break
11.20 – 12.05
Case studies demonstrating successful green mortgage journeys
This series of case studies follows three distinct customer journeys, showcasing how lenders, brokers and delivery partners have worked together to overcome challenges, secure funding and deliver successful retrofit outcomes. Each case study will highlight the practical lessons that can help accelerate the adoption of green home finance across the wider market.
12.20 – 12.35
Case study 1
Jamie Browne, senior business development manager, Energy Saving Trust
Matt Alexander, product and design lead, Energy Saving Trust
12.35 – 12.50
Case study 2
12.50 – 13.05
Case study 3
13.05 – 13.20
Post-case study Q&A
Following the case studies, speakers will come together to reflect on the common themes emerging from each project and answer questions from the audience.
Networking lunch
14.20 – 14.40
MEES, the Renters’ Rights Act and the future of buy-to-let investment
- Understand the proposed changes to Minimum Energy Efficiency Standards (MEES)
- Discuss whether regulatory change could discourage investment in retrofit projects or act as a catalyst for improving the quality and efficiency of rental properties
- Learn how to educate landlord clients, manage uncertainty and support informed investment decisions.
Karina Gerdes, group head of sustainability, Mortgage Advice Bureau
14.40 – 15.20
Panel discussion: developing the next generation of green mortgage advisers
As green home finance becomes an increasingly important part of the mortgage journey, adviser knowledge and confidence will be critical to driving customer engagement. Developed by the Green Finance Institute and funded by Lloyds Banking Group, the Certificate in Financing Greener Homes is equipping advisers with the skills to have informed conversations around energy efficiency, retrofit and green finance. This session will explore the impact of the programme, the lessons learned from its first cohorts and what comes next for adviser education.
- Reflect on the success of the Certificate in Financing Greener Homes, exploring the impact of the first 100 advisers to complete the eight-week programme and the role of industry collaboration in supporting greener home finance.
- Hear directly from graduates about how the training has changed their confidence, customer conversations and approach to advising on green home improvements.
- Discuss why adviser education is essential to increasing consumer awareness and adoption of green home finance, and where further support is needed across the market.
Robin Rouwenhorst, green mortgage campaign lead, Green Finance Institute
Andy Dean, head of housing development & sustainability, Lloyds Banking Group
Jennifer Nursiah, partner, Coreco
Moderated by John Somerville, director of financial services, LIBF
Closing remarks - Ryan Jude, executive director for built environment, transport & communities, Green Finance Institute
Close of conference
Product and design lead, Energy Saving Trust
Matt Alexander is product and design lead at Energy Saving Trust, where he leads multidisciplinary teams delivering digital products and services that help people, businesses and governments accelerate the transition to net zero.
With a background spanning over 25 years as a senior software developer in the energy efficiency space, Matt now leads Energy Saving Trust’s digital product strategy, focusing on turning complex challenges into practical, user-centred solutions.
He is passionate about using data, technology, and innovation to create meaningful impact and improve how people access trusted energy advice and support.
Senior business development manager, Energy Saving Trust
Jamie has been a key member of Energy Saving Trust’s growing business development team for almost 10 years and leads on its commercial data and digital tools product offerings.
These services have been implemented successfully across multiple sectors, such as banking, energy supply and government organisations. Jamie’s focus is on further increasing Energy Saving Trust’s reach and supporting the overall mission of the business. This centres around strengthening valued commercial relationships to broaden the positive impact that Energy Saving Trust can have on consumers across Great Britain.
Head of housing and sustainability, Halifax Intermediaries
Andy Dean is the head of housing and sustainability at Lloyds Banking Group, where he leads a team of housing development managers supporting new build developers, brokers, and trade bodies. His leadership supports the group’s ambition to Help Britain Prosper by delivering affordable and sustainable homes across the UK.
Andy joined Lloyds in 2024 from Nationwide Building Society, where he spent 16 years in senior roles, most recently leading their intermediary support and new build proposition. Prior to Nationwide, Andy worked as a business development manager at Advantage Home Loans, a subsidiary of Morgan Stanley.
With over 20 years of experience in the mortgage sector, Andy is deeply committed to the growth of the new build and intermediary markets. He also served as a director on the management committee of IMLA from 2021 to 2024.
Residing on the South Coast with his wife and five children, Andy enjoys cycling and the outdoors.
Group head of sustainability, Mortgage Advice Bureau
As Group Head of Sustainability, Karina leads the development and implementation of the company’s environmental, social, and governance (ESG) strategy, ensuring alignment with both business objectives and core values. She brings years of experience in change and project management, with a proven track record of leveraging digital transformation to improve operational performance.
Associate director of mortgages, Alexander Hall
Christopher Gow is a Green Finance Specialist and Mortgage Adviser with six years’ experience in mortgage advice and a further five years in the heating and construction industry.
In addition to providing general homeownership advice, he combines expertise in property finance with practical knowledge of energy-efficient building practices to help homeowners understand the financial, environmental and wellbeing benefits of sustainable home improvements.
Christopher specialises in green mortgages, retrofit finance, EPC improvement strategies, and sustainable housing solutions, supporting clients in making informed decisions that enhance both the efficiency and long-term value of their homes.
Executive director for built environment, transport & Communities, Green Finance Institute Green Finance Institute
Ryan is executive director for built environment, transport & communities at the Green Finance Institute, where he leads the Built Environment and Transport Programmes and oversees the Financial & Investment Analysis team. He previously led the team advising the UK Government on implementing the UK Green Taxonomy, through the Green Technical Advisory Group (GTAG) and the Land, Nature and Adapted Systems (LNAS) advisory group. Before joining the Institute, Ryan worked in investment banking at Cantor Fitzgerald and Jefferies, specialising in infrastructure and renewable energy.
Alongside his role at GFI, Ryan is an associate fellow at IPPR North and was previously a Local Councillor in Westminster City Council, serving as Cabinet Member for Climate, Ecology, Culture and Air Quality until early 2026.
Partner, Coreco
Jennifer has 20+ years of experience in advising her clients in residential & buy to let mortgages. She enjoys sourcing solutions for complex & specialist cases.
Jennifer brings a social conscience to her role. In 2025 she won the L&G Diversity & Inclusion Champion Award. She has been recognised as a DIFF Changemaker for the last 3 years. This year she is part of the AMI ‘Working in Mortgages’ Steering Group, and completed the Certificate of Green Finance delivered by the Lloyds Banking Group, Green Finance Institute & LIBF.
She understands the importance of the agendas of Sustainability and Inclusion to help shape what the future looks like. The tools & knowledge acquired through the Green Finance qualification, allow her to inform & educate a diverse client base. She is keen to help landlords understand their responsibilities & options in respect of meeting Minimum Energy Efficiency Standards by 2030.
Director of financial services, professional education, at The London Institute of Banking and Finance
John has been involved in regulated financial services for the last 30 years and has worked as a financial adviser, regional manager and business development manager for leading financial services companies, such as Aviva, AXA, and Legal and General.
He was previously the regulated learning and development manager at Nationwide Building Society and before that a regulated learning and development consultant at Intrinsic Financial Services, now Quilter.
For the last five years, John has taken great pride in helping the next generation of mortgage and financial advice professionals to achieve their qualification ambitions at LIBF and fulfil a vital role in the UK financial services profession.