The Green Mortgage Summit 2026 is an invitation-only event attended by key stakeholders from across the mortgage sector including government, lenders, surveyors, retrofit platforms, trade bodies, distributors, networks and brokers.
We all want to create and involve ourselves in a scalable green mortgage market, which will significantly improve the energy efficiency of UK housing stock.
This event is a stepping stone for the industry to take more control of moving sustainability and the environmental impact of the UK mortgage market higher up the political agenda.
Energy Saving Trust
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Energy Saving Trust is an independent organisation helping people and organisations reduce energy use, cut carbon emissions and make the move to a more sustainable future. For more than 30 years, it’s worked with governments, businesses, local authorities and households across the UK, turning ambitious climate goals into practical action. As a trusted and impartial voice, it combines expert insight, research and real-world delivery experience to help tackle some of the biggest challenges facing homes, communities and businesses today.
It’s work spans home energy efficiency, retrofit, consumer engagement and net zero delivery. It designs and delivers programmes, provides advice and support, and helps organisations understand how people can be encouraged and enabled to make energy improvements. In the housing and finance sectors, it supports efforts to improve the energy performance of homes, helping create benefits for consumers, lenders and the wider economy.
Green Finance Institute
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The Green Finance Institute is at the forefront of shaping how finance can be used to facilitate a real economy transition. As an independent organisation working with governments internationally, and partnering with financial institutions, corporates, NGOs, policymakers, academics and civil society experts, the GFI creates and scales innovative solutions that deliver practical outcomes for communities and economies.
The GFI has been instrumental to the growth of the green mortgage market, taking it from four products in 2019 to over 90 today, launching the Green Home Finance Principles framework, and the Certificate in Financing Greener Homes online training programme. Accredited by the LIBF it provides the technical knowledge and market insight needed to confidently support and integrate greener home finance into broker practice.
The Green Mortgage Campaign continues to work closely with industry to mobilise capital and unlock innovative and scalable green home financing solutions for the mass market.
Halifax Intermediaries
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Halifax Intermediaries offers a broad range of products designed to meet your clients’ needs, supported by award‑winning service and an extensive BDM network to help make doing business easier.
Its innovative product range includes options for first‑time buyers, homemovers and clients looking to remortgage, with straightforward product transfers available. These allow existing Halifax clients to secure a new rate up to three months in advance, either before or after their current deal ends, while still earning a procuration fee.
Its dedicated Premier team specialises in large loan mortgages from £500,000 to £5,000,000, providing trusted expertise for complex cases. With guaranteed specialism, direct access to a relationship manager and a comprehensive product range, Halifax ensures tailored support throughout.
It also offers specialist new build support, with experienced teams guiding cases from application to completion and products designed specifically for new build clients, including extended completion deadlines.
Mab
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Mortgage Advice Bureau (MAB) is one of the UK’s leading consumer intermediary brands and specialist appointed representative networks for mortgage intermediaries, winning over 250 awards for the quality of its advice and service.
MAB has more than 2,000 advisers offering expert mortgage, protection and general insurance advice on a local, regional, and national level to consumers.
MAB’s proposition is aimed at supporting high-quality, ambitious mortgage adviser firms to deliver the best outcomes for their customers via proprietary technology and services.
MAB handles over £30bn of loans annually and is listed on the Alternative Investment Market (AIM) of the London Stock Exchange.
Nesta
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Nesta is a research and innovation foundation that uses a powerhouse of applied methods to design, test and scale solutions to the biggest challenges of our time. Its sustainable future mission is to accelerate the decarbonisation of household heating. It wants to see the UK achieve a 30% reduction in household carbon emissions by 2030 (vs 2019 levels). Nesta knows that to reach this goal, millions of households will need to switch to low-carbon heating in the next decade, the skilled workforce to support this will need to grow and people will need to change how they use energy in their homes.
09.50 – 10.10
Fireside chat with Evan Davis – a consumer-facing perspective
This session will examine what the Warm Homes Plan’s ambition means for the mortgage industry, exploring the opportunities and practical actions needed to deliver greener, more energy-efficient homes at scale.
Evan Davis, host, Dragon’s Den, former editor, BBC Economics, main presenter, Radio 4’s ‘PM’
Ryan Jude, executive director for built environment, transport & communities, Green Finance Institute
10.10 – 10.40
Panel discussion: powering the future – how home electrification is reshaping the mortgage market
Christopher Gow, associate director of mortgages, Alexander Hall
Ben Louis Hardy, associate, Green Finance Institute, Denmark
Moderated by Rachel Doy, senior policy advisor, AMI
11.10 – 11.55
Case studies demonstrating successful green mortgage journeys
This series of case studies follows three distinct customer journeys, showcasing how lenders, brokers and delivery partners have worked together to overcome challenges, secure funding and deliver successful retrofit outcomes. Each case study will highlight the practical lessons that can help accelerate the adoption of green home finance across the wider market.
11.10 – 11.25
Case study 1
Jamie Browne, senior business development manager, Energy Saving Trust
Matt Alexander, product and design lead, Energy Saving Trust
11.25 – 11.40
Case study 2
11.40 – 11.55
Case study 3
11.55 – 12.10
Post-case study Q&A
Following the case studies, speakers will come together to reflect on the common themes emerging from each project and answer questions from the audience.
12.10 – 12.50
MEES, the Renters’ Rights Act and the future of buy-to-let investment
Karina Gerdes, group head of sustainability, Mortgage Advice Bureau
Louisa Sedgwick, managing director of mortgages, Paragon Banking Group
13.50 – 14.25
Panel discussion: developing the next generation of green mortgage advisers
As green home finance becomes an increasingly important part of the mortgage journey, adviser knowledge and confidence will be critical to driving customer engagement. Developed by the Green Finance Institute and funded by Lloyds Banking Group, the Certificate in Financing Greener Homes is equipping advisers with the skills to have informed conversations around energy efficiency, retrofit and green finance. This session will explore the impact of the programme, the lessons learned from its first cohorts and what comes next for adviser education.
Robin Rouwenhorst, green mortgage campaign lead, Green Finance Institute
Andy Dean, head of housing development & sustainability, Lloyds Banking Group
Jennifer Nursiah, partner, Coreco
Thomas Sturch, mortgage and protection consultant, Countrywide Mortgage Services
Moderated by John Somerville, director of financial services, LIBF
14.25 – 14.45
The Green Home Finance Roadmap – progress, priorities and the road ahead
Ryan Jude, executive director for built environment, transport & communities, Green Finance Institute
14.45 – 15.15
Roundtable discussion: turning recommendations into action
Delegates will be invited to provide feedback on the existing roadmap and help shape its next iteration. Discussions will explore which recommendations remain relevant, where priorities need to change and what new actions should be included to reflect developments in the market, regulation and consumer behaviour.
Moderated by: Ryan Jude, executive director for built environment, transport & communities, Green Finance Institute
15.15 – 15.30
The Warm Homes Plan – turning government ambition into action
This session will examine what the Warm Homes Plan’s ambition means for the mortgage industry, exploring the opportunities and practical actions needed to deliver greener, more energy-efficient homes at scale.
Martin McCluskey MP, minister for local energy and jobs
Matt Alexander is product and design lead at Energy Saving Trust, where he leads multidisciplinary teams delivering digital products and services that help people, businesses and governments accelerate the transition to net zero.
With a background spanning over 25 years as a senior software developer in the energy efficiency space, Matt now leads Energy Saving Trust’s digital product strategy, focusing on turning complex challenges into practical, user-centred solutions.
He is passionate about using data, technology, and innovation to create meaningful impact and improve how people access trusted energy advice and support.
Jamie has been a key member of Energy Saving Trust’s growing business development team for almost 10 years and leads on its commercial data and digital tools product offerings.
These services have been implemented successfully across multiple sectors, such as banking, energy supply and government organisations. Jamie’s focus is on further increasing Energy Saving Trust’s reach and supporting the overall mission of the business. This centres around strengthening valued commercial relationships to broaden the positive impact that Energy Saving Trust can have on consumers across Great Britain.
Evan Davis is the presenter of the BBC Radio 4 daily news show, PM. He has held a number of senior presenting roles at the BBC, including BBC Two’s Newsnight programme and the Radio 4 Today programme.
He is also known as the presenter of the popular business reality show Dragons’ Den and hosts the Radio 4 business podcast, The Bottom Line.
Prior to these roles, Evan was the economics editor at BBC News, the most senior economics role at the corporation.
Before joining the BBC, he worked at the Institute for Fiscal Studies and the London Business School.
In 2025, based on his own personal interest in the technology, he launched The Happy Heat Pump Podcast with heat pump industry specialist Bean Beanland. The podcast was designed to promote a better understanding of heat pumps and ran for 20 episodes.
Evan studied at St John’s College, Oxford, and at the Kennedy School of Government at Harvard University. He has written several books, the latest of which is Post Truth: Why We Have Reached Peak Bullshit, and What We Can Do About It.
Andy Dean is the head of housing development and sustainability at Lloyds Banking Group, where he leads a team of housing development managers supporting new build developers, brokers, and trade bodies. His leadership supports the group’s ambition to Help Britain Prosper by delivering affordable and sustainable homes across the UK.
Andy joined Lloyds in 2024 from Nationwide Building Society, where he spent 16 years in senior roles, most recently leading their intermediary support and new build proposition. Prior to Nationwide, Andy worked as a business development manager at Advantage Home Loans, a subsidiary of Morgan Stanley.
With over 20 years of experience in the mortgage sector, Andy is deeply committed to the growth of the new build and intermediary markets. He also served as a director on the management committee of IMLA from 2021 to 2024.
Residing on the South Coast with his wife and five children, Andy enjoys cycling and the outdoors.
Rachel is a Senior Policy Adviser at the Association of Mortgage Intermediaries (AMI), bringing over eight years of experience in financial services, primarily within the mortgage lending sector. She joined AMI in 2023.
Rachel previously led Working in Mortgages, a joint careers, diversity, and inclusion initiative between AMI and IMLA.
Currently, she heads the Green Mortgage Advice Initiative, a key project designed to support intermediaries in navigating green finance and sustainability issues.
Rachel also contributes to AMI’s work on broader industry issues, including AI, technology innovation, and cybersecurity in financial services.
As Group Head of Sustainability, Karina leads the development and implementation of the company’s environmental, social, and governance (ESG) strategy, ensuring alignment with both business objectives and core values. She brings years of experience in change and project management, with a proven track record of leveraging digital transformation to improve operational performance.
Christopher Gow is a Green Finance Specialist and Mortgage Adviser with six years’ experience in mortgage advice and a further five years in the heating and construction industry.
In addition to providing general homeownership advice, he combines expertise in property finance with practical knowledge of energy-efficient building practices to help homeowners understand the financial, environmental and wellbeing benefits of sustainable home improvements.
Christopher specialises in green mortgages, retrofit finance, EPC improvement strategies, and sustainable housing solutions, supporting clients in making informed decisions that enhance both the efficiency and long-term value of their homes.
Ben leads the Green Finance Institute’s work on financing climate resilience and energy retrofit in the Danish social housing sector.
Previously, he worked as a policy consultant, advising governments, financial institutions, philanthropies, and private sector clients on climate and energy policy, sustainable finance, and the green transition.
His work has included developing a European net-zero city strategy and providing strategic analysis on energy and climate policy.
Ben holds an MSc in Climate Change from the University of Copenhagen.
Ryan is the executive director for built environment, transport and communities at the Green Finance Institute, leading GFI’s global work on mobilising investment into decarbonisation and electrification across these areas.
As well as previously leading the Built Environment Programme, Ryan led the GFI team advising the UK Government on implementing the UK Green Taxonomy through the Green Technical Advisory Group (GTAG) and the Land, Nature and Adapted Systems (LNAS) advisory group.
Before joining the Institute, Ryan worked in investment banking at Cantor Fitzgerald and Jefferies, specialising in infrastructure and renewable energy.
Alongside his role at GFI, Ryan is an associate fellow at IPPR North, working on devolution policy, regional economic growth and climate action. Ryan was previously a local councillor at Westminster City Council, serving as the cabinet member for Climate, Ecology, Culture and Air Quality until early 2026, and was also the Labour Parliamentary candidate for Tatton in the 2024 General Election.
He is also on the boards of a charity supporting vulnerable people in the North West and the Labour Climate and Environment Forum (LCEF).
Martin McCluskey was appointed Parliamentary Under-Secretary of State in the Department for Energy Security and Net Zero on 22 July 2026.
He was previously Minister for Energy Consumers at the Department for Energy Security and Net Zero between 7 September 2025 and 21 July 2026.
He was elected as the MP for Inverclyde and Renfrewshire West in July 2024.
Jennifer has 20+ years of experience in advising her clients in residential & buy to let mortgages. She enjoys sourcing solutions for complex & specialist cases.
Jennifer brings a social conscience to her role. In 2025 she won the L&G Diversity & Inclusion Champion Award. She has been recognised as a DIFF Changemaker for the last 3 years. This year she is part of the AMI ‘Working in Mortgages’ Steering Group, and completed the Certificate of Green Finance delivered by the Lloyds Banking Group, Green Finance Institute & LIBF.
She understands the importance of the agendas of Sustainability and Inclusion to help shape what the future looks like. The tools & knowledge acquired through the Green Finance qualification, allow her to inform & educate a diverse client base. She is keen to help landlords understand their responsibilities & options in respect of meeting Minimum Energy Efficiency Standards by 2030.
John has been involved in regulated financial services for the last 30 years and has worked as a financial adviser, regional manager and business development manager for leading financial services companies, such as Aviva, AXA, and Legal and General.
He was previously the regulated learning and development manager at Nationwide Building Society and before that a regulated learning and development consultant at Intrinsic Financial Services, now Quilter.
For the last five years, John has taken great pride in helping the next generation of mortgage and financial advice professionals to achieve their qualification ambitions at LIBF and fulfil a vital role in the UK financial services profession.
Thomas Sturch is a mortgage & protection consultant at Countrywide Mortgage Services with nearly 17 years of experience in the property industry.
Having worked across Land & New Homes, property sales and client relationship management, he brings a practical understanding of the challenges homeowners face.
Thomas is passionate about helping clients make informed decisions and believes advisers have a key role to play in improving awareness of energy efficiency, retrofit opportunities and green finance solutions.
As an advocate for continuous professional development, he is committed to enhancing adviser knowledge and supporting better customer outcomes through informed, holistic advice.
