Conference
The Specialist Lending Event 2025
The aim of The Specialist Lending Event is to help advisers boost industry acumen, product knowledge and enable strategic thinking for their business.
You can expect a packed agenda of presentations and panel discussions at any of our four event venues, which will help deepen your understanding and knowledge of the specialist parts of the market in which you currently operate or might consider in the future. The entire event also prioritises time for first class business networking between attendees, speakers and exhibitors in the specialist lending market.
Please email david.adjei@ae3media.co.uk if you are interested in attending our 2025 event.
05/02/2025
Salford Community Stadium
Registration
Networking breakfast with exhibitors
Welcome from Specialist Lending Solutions - Andy Morris, head of sales, Specialist Lending Solutions
09.35 – 10.05
Opening keynote presentation: the 2025 forecast – an outlook on the UK’s economy, property market and specialist lending sector.
- Exploring key economic trends impacting the UK’s property market over the next 12 – 18 months, including GDP growth, inflation rates, and unemployment figures
- The cost-of-living crisis: what drivers are behind changes in consumer behaviour?
- The growth of the specialist lending market in 2025 and beyond: ambitions for homeownership and changing lifestyle patterns
Ryan Etchells, chief commercial officer, Together
10.05 – 11.05
Refresher sessions: guiding consumers, supporting homebuyers and adapting to a growing market
Quickfire session one: complex buy-to-let
- Complex buy-to-let mortgages and the benefits of portfolio diversification, including higher LTV ratios and more complex client profiles
- Risk management and compliance: ensuring profitability while adhering to regulations
- Property professionals: establishing a relationship with the property value chain, including landlords, solicitors, accountants, and property developers
Quickfire session two: bridging finance
- Growing the bridging loan market: taking advantage of undervalued properties and quicker processing
- How can short-term financing help brokers and lenders tap into the property development market?
- Bridging loans as a lead-in to increased commission and revenue opportunities and relevancy during market fluctuations
Quickfire session three: second-charge mortgages
- On the move: debt consolidation and driving the demand for second charge finance
- Familiarisation with the market and being proactive in financial restructuring for consumers
- How is the green agenda and energy-efficient upgrades to the home driving the growth of the second-charge market?
Quickfire session four: adverse credit
- Misconceptions about the impact of adverse credit and the importance of consumer education
- Lenders and adverse credit: risk mitigation and reducing the reliance on traditional prime borrowers
- What approaches can help solve the challenges associated with serving adverse credit clients?
11.05 – 11.15
Audience Q&A
Networking break
11.45 – 12.30
Digitisation and technology – the keys to unlocking specialist lending for advisers in 2025?
- What are the latest solutions serving the specialist lending sector?
- How have the requirements of the intermediary market changed from an availability, simplicity and efficiency perspective? How can technology help fulfil these requirements?
- Servicing a wider array of client needs as individual borrowing scenarios and situations become more complex
Cloe Atkinson, chief operating officer, Mortgage Brain
Ian Humphreys, founder & CEO, Brickflow
Matt Mawdesley, CEO & co-founder, Morpheus Lending
Ben Nadel, co-founder, Woodhurst
Jack Rogers, founder, Keychain
Moderated by: Dale Jannels, CEO, One Mortgage System
12.30 – 13.00
Secrets to success – a case study of entering the specialist lending market
This presentation will explore a mortgage professional’s journey into the specialist sector. It will cover how they developed targeted relationships with lenders and clients and leveraged specialized knowledge to build credibility. Key milestones include their approach to regulatory compliance, targeted marketing strategies, and adapting to shifting market demands. This presentation offers actionable insights for anyone considering a move into specialist lending, highlighting best practices and critical success factors in this competitive sector.
John Webb, director, The Loan Partnership
Closing remarks - Andy Morris, head of sales, Specialist Lending Solutions
Lunch and networking with exhibitors
06/02/2025
Registration
Networking breakfast with exhibitors
Welcome from Specialist Lending Solutions - Andy Morris, head of sales, Specialist Lending Solutions
09.35 – 10.05
Opening keynote presentation: the 2025 forecast – an outlook on the UK’s economy, property market and specialist lending sector.
- Exploring key economic trends impacting the UK’s property market over the next 12 – 18 months, including GDP growth, inflation rates, and unemployment figures
- The cost-of-living crisis: what drivers are behind changes in consumer behaviour?
- The growth of the specialist lending market in 2025 and beyond: ambitions for homeownership and changing lifestyle patterns
Ryan Etchells, chief commercial officer, Together
10.05 – 11.05
Refresher sessions: guiding consumers, supporting homebuyers and adapting to a growing market
Quickfire session one: complex buy-to-let
- Complex buy-to-let mortgages and the benefits of portfolio diversification, including higher LTV ratios and more complex client profiles
- Risk management and compliance: ensuring profitability while adhering to regulations
- Property professionals: establishing a relationship with the property value chain, including landlords, solicitors, accountants, and property developers
Quickfire session two: bridging finance
- Growing the bridging loan market: taking advantage of undervalued properties and quicker processing
- How can short-term financing help brokers and lenders tap into the property development market?
- Bridging loans as a lead-in to increased commission and revenue opportunities and relevancy during market fluctuations
Quickfire session three: second-charge mortgages
- On the move: debt consolidation and driving the demand for second charge finance
- Familiarisation with the market and being proactive in financial restructuring for consumers
- How is the green agenda and energy-efficient upgrades to the home driving the growth of the second-charge market?
Quickfire session four: adverse credit
- Misconceptions about the impact of adverse credit and the importance of consumer education
- Lenders and adverse credit: risk mitigation and reducing the reliance on traditional prime borrowers
- What approaches can help solve the challenges associated with serving adverse credit clients?
11.05 – 11.15
Audience Q&A
Networking break
11.45 – 12.30
Digitisation and technology – the keys to unlocking specialist lending for advisers in 2025?
- What are the latest solutions serving the specialist lending sector?
- How have the requirements of the intermediary market changed from an availability, simplicity and efficiency perspective? How can technology help fulfil these requirements?
- Servicing a wider array of client needs as individual borrowing scenarios and situations become more complex
Cloe Atkinson, chief operating officer, Mortgage Brain
Ian Humphreys, founder & CEO, Brickflow
Matt Mawdesley, CEO & co-founder, Morpheus Lending
Jack Rogers, founder, Keychain
Ben Nadel, co-founder, Woodhurst
Moderated by: Dale Jannels, CEO, One Mortgage System
12.30 – 13.00
Secrets to success – a case study of entering the specialist lending market
This presentation will explore a mortgage professional’s journey into the specialist sector. It will cover how they developed targeted relationships with lenders and clients and leveraged specialized knowledge to build credibility. Key milestones include their approach to regulatory compliance, targeted marketing strategies, and adapting to shifting market demands. This presentation offers actionable insights for anyone considering a move into specialist lending, highlighting best practices and critical success factors in this competitive sector.
Stephanie Seddon, mortgage and protection adviser, Right Choice Mortgages
Closing remarks - Andy Morris, head of sales, Specialist Lending Solutions
Lunch and networking with exhibitors
12/02/2025
Aston Villa Football Club
Registration
Networking breakfast with exhibitors
Welcome from Specialist Lending Solutions - Jamie Hurst, publishing director, Specialist Lending Solutions
09.35 – 10.05
Opening keynote presentation: the 2025 forecast – an outlook on the UK’s economy, property market and specialist lending sector.
- Exploring key economic trends impacting the UK’s property market over the next 12 – 18 months, including GDP growth, inflation rates, and unemployment figures
- The cost-of-living crisis: what drivers are behind changes in consumer behaviour?
- The growth of the specialist lending market in 2025 and beyond: ambitions for homeownership and changing lifestyle patterns
Ryan Etchells, chief commercial officer, Together
10.05 – 11.05
Refresher sessions: guiding consumers, supporting homebuyers and adapting to a growing market
Quickfire session one: complex buy-to-let
- Complex buy-to-let mortgages and the benefits of portfolio diversification, including higher LTV ratios and more complex client profiles
- Risk management and compliance: ensuring profitability while adhering to regulations
- Property professionals: establishing a relationship with the property value chain, including landlords, solicitors, accountants, and property developers
Quickfire session two: bridging finance
- Growing the bridging loan market: taking advantage of undervalued properties and quicker processing
- How can short-term financing help brokers and lenders tap into the property development market?
- Bridging loans as a lead-in to increased commission and revenue opportunities and relevancy during market fluctuations
Quickfire session three: second-charge mortgages
- On the move: debt consolidation and driving the demand for second charge finance
- Familiarisation with the market and being proactive in financial restructuring for consumers
- How is the green agenda and energy-efficient upgrades to the home driving the growth of the second-charge market?
Quickfire session four: adverse credit
- Misconceptions about the impact of adverse credit and the importance of consumer education
- Lenders and adverse credit: risk mitigation and reducing the reliance on traditional prime borrowers
- What approaches can help solve the challenges associated with serving adverse credit clients?
11.05 – 11.15
Audience Q&A
Networking break
11.45 – 12.30
Digitisation and technology – the keys to unlocking specialist lending for advisers in 2025?
- What are the latest solutions serving the specialist lending sector?
- How have the requirements of the intermediary market changed from an availability, simplicity and efficiency perspective? How can technology help fulfil these requirements?
- Servicing a wider array of client needs as individual borrowing scenarios and situations become more complex
Cloe Atkinson, chief operating officer, Mortgage Brain
Ian Humphreys, founder & CEO, Brickflow
Matt Mawdesley, CEO & co-founder, Morpheus Lending
Ben Nadel, co-founder, Woodhurst
Jack Rogers, founder, Keychain
Moderated by: Dale Jannels, CEO, One Mortgage System
12.30 – 13.00
Secrets to success – a case study of entering the specialist lending market
This presentation will explore a mortgage professional’s journey into the specialist sector. It will cover how they developed targeted relationships with lenders and clients and leveraged specialized knowledge to build credibility. Key milestones include their approach to regulatory compliance, targeted marketing strategies, and adapting to shifting market demands. This presentation offers actionable insights for anyone considering a move into specialist lending, highlighting best practices and critical success factors in this competitive sector.
John Webb, director, The Loan Partnership
Closing remarks - Jamie Hurst, publishing director, Specialist Lending Solutions
Lunch and networking with exhibitors
13/02/2025
Registration
Networking breakfast with exhibitors
Welcome from Specialist Lending Solutions - Iain Cartlidge, managing director, Specialist Lending Solutions
09.35 – 10.05
Opening keynote presentation: the 2025 forecast – an outlook on the UK’s economy, property market and specialist lending sector.
- Exploring key economic trends impacting the UK’s property market over the next 12 – 18 months, including GDP growth, inflation rates, and unemployment figures
- The cost-of-living crisis: what drivers are behind changes in consumer behaviour?
- The growth of the specialist lending market in 2025 and beyond: ambitions for homeownership and changing lifestyle patterns
Tanya Elmaz, director of intermediary relations, Together
10.05 – 11.05
Refresher sessions: guiding consumers, supporting homebuyers and adapting to a growing market
Quickfire session one: complex buy-to-let
- Complex buy-to-let mortgages and the benefits of portfolio diversification, including higher LTV ratios and more complex client profiles
- Risk management and compliance: ensuring profitability while adhering to regulations
- Property professionals: establishing a relationship with the property value chain, including landlords, solicitors, accountants, and property developers
Quickfire session two: bridging finance
- Growing the bridging loan market: taking advantage of undervalued properties and quicker processing
- How can short-term financing help brokers and lenders tap into the property development market?
- Bridging loans as a lead-in to increased commission and revenue opportunities and relevancy during market fluctuations
Quickfire session three: second-charge mortgages
- On the move: debt consolidation and driving the demand for second charge finance
- Familiarisation with the market and being proactive in financial restructuring for consumers
- How is the green agenda and energy-efficient upgrades to the home driving the growth of the second-charge market?
Quickfire session four: adverse credit
- Misconceptions about the impact of adverse credit and the importance of consumer education
- Lenders and adverse credit: risk mitigation and reducing the reliance on traditional prime borrowers
- What approaches can help solve the challenges associated with serving adverse credit clients?
11.05 – 11.15
Audience Q&A
Networking break
11.45 – 12.30
Digitisation and technology – the keys to unlocking specialist lending for advisers in 2025?
- What are the latest solutions serving the specialist lending sector?
- How have the requirements of the intermediary market changed from an availability, simplicity and efficiency perspective? How can technology help fulfil these requirements?
- Servicing a wider array of client needs as individual borrowing scenarios and situations become more complex
Ian Humphreys, founder & CEO, Brickflow
Jack Rogers, founder, Keychain
Moderated by: Dale Jannels, CEO, One Mortgage System
12.30 – 13.00
Secrets to success – a case study of entering the specialist lending market
This presentation will explore a mortgage professional’s journey into the specialist sector. It will cover how they developed targeted relationships with lenders and clients and leveraged specialized knowledge to build credibility. Key milestones include their approach to regulatory compliance, targeted marketing strategies, and adapting to shifting market demands. This presentation offers actionable insights for anyone considering a move into specialist lending, highlighting best practices and critical success factors in this competitive sector.
Shelley Walker, director, The Mortgage Mum – Specialist Finance
Closing remarks - Iain Cartlidge, managing director, Specialist Lending Solutions
Lunch and networking with exhibitor
Market Financial Solutions was founded in 2006, to assist customers both within the UK and overseas to expand their portfolios through a wide suite of bridging and buy-to-let products, and its hybrid bridging-buy-to-let product, Bridge Fusion. Its team of experts works around the clock to deliver a personalised service in a professional manner, and provides financial solutions that move with speed, security, and flexibility.
Operating in the residential, semi-commercial and commercial sectors to support individuals, limited companies, SPVs and offshore trusts, the lender’s range of funding lines and inhouse funds means loans can be deployed in as little as three days. Clients can expect to receive indicative terms within four hours, to ensure they have the capital required to fund the acquisition, refinancing or refurbishment of their property.
MFS applies a bespoke approach to underwriting. This offers flexibility and speed for even the most complex cases, including applicants without a UK credit footprint or bank account, or those with adverse credit.
United Trust Bank is a multi-award winning and long-established UK lender offering a variety of specialist finance products funded through our successful savings and deposits business.
Our Mortgages division, UTB Mortgages for Intermediaries, is 100% committed to the intermediary channel and we strive to provide successful outcomes through outstanding service, slick processes, common sense lending decisions and a swift turnaround. We invest in great people and cutting-edge technology to ensure broker and customer experiences are second to none.
We offer a range of competitive specialist mortgages including first charge residential buy-to-let mortgages, unencumbered and second charge mortgages. Our borrowers are typically underserved by the mainstream market with circumstances and/or requirements which do not fit within many ‘high street’ lenders’ underwriting criteria. Our flexible, common-sense approach means we can often provide mortgages to borrowers who are self-employed or have complex incomes and/or some adverse credit and for properties of non-standard construction including concrete and steel or timber framed. We will also consider properties in locations often rejected by mainstream lenders including balcony access flats and properties above or beside commercial premises. Although we are frequently the first choice of lender for experienced specialist mortgage brokers, we can often help applicants turned down by other lenders.
At every step, from application and underwriting through to offer and completion, we will do everything we can to meet brokers’ and customers’ needs and exceed expectations for service and outcomes.
Cloe Atkinson, chief operating officer, Mortgage Brain
Tanya Elmaz, director of intermediary relations, Together
Ryan Etchells, chief commercial officer, Together
Ian Humphreys, founder & CEO, Brickflow
Dale Jannels, CEO, One Mortgage System
Matt Mawdesley, CEO & co-founder, Morpheus Lending
Ben Nadel, co-founder, Woodhurst
Michael Street, founding partner, Word on the Street
Melanie Spencer, growth and sales lead, Target Group
Shelley Walker, director, The Mortgage Mum – Specialist Finance
John Webb, director, The Loan Partnership