The 80% LTV range includes a 2-year fix at an interest rate of 1.44% with a £900 product fee, or 1.89% with no fee, and a 5-year fix at 2.44% with no fee and at 2.19% with a £900 fee.

The 85% LTV products include a 2-year fix at 1.54% with a £900 fee and at 1.99% with no fee, and a 5-year fix at 2.29% with a £900 fee and at 2.59% with no fee.

Director of retail mortgages Maria Harris said: “We are delighted to be expanding our range of products so soon after launching the new proposition. Our mortgages are designed to be easy to understand, with fair and transparent fees and no charges where there isn’t a true cost.”

Atom’s digital mortgage products, which launched in December, now include mortgages for the self-employed, contractors, lending into retirement, purchase, remortgage, shared ownership, first-time-buyers and new-build properties.

The mortgages are backed by automated systems and are processed in real time. The bank also offers fixed saver accounts and secured business lending to SMEs.

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