Winner: Ismail Azam – L&C Mortgages

Judges’ comments: Ismail demonstrated strong industry knowledge and genuine passion for the profession. His willingness to embrace future challenges and continue developing made him a deserving winner.

Winner: Crystal Collins – The Mortgage Brain

Judges’ comments: In a highly competitive category, Crystal delivered a strong performance both internally and externally. Her market knowledge, lender understanding and commitment to customer outcomes stood out during the judging process.

Winner: Sy Nathan – Dynamo

Judges’ comments: Sy showed a genuine passion for building excellent client solutions and working collaboratively across the broker and lender community.

Winner: Dan Osman – UK Moneyman

Judges’ comments: Dan’s focus on customer outcomes stood out to the judges. His commitment to ongoing client support, product development and wellbeing showed a genuinely customer-focused approach.

Winner: Rachael Cashin – Mortgage Advice Bureau

Judges’ comments: Rachael demonstrated excellent buy-to-let knowledge and a proactive approach to supporting her landlord clients. Her close work with lenders ensures clients receive the most suitable options available.

Winner: Jade Sybray – Connells Group

Judges’ comments: In a keenly contested category, Jade impressed the judges with her duty of care. She supported clients through every stage of the home buying journey and remained focused on achieving the best outcomes.

Winner: Ceri Evans – Remoo Mortgages

Judges’ comments: Ceri displayed exceptional knowledge and care for clients with complex credit needs. His work with lenders, industry stakeholders and future advisers highlights his commitment to driving positive change.

Winner: Liann Hill – Lifetime Connect

Judges’ comments: Liann stood out through her passion for protection, strong client engagement and impressive business performance. Her understanding of the challenges and opportunities facing the market particularly impressed the judges.

Winner: Patrick Kiernan – Connells Group

Judges’ comments: Patrick consistently puts the customer first, ensuring recommendations are tailored to individual needs rather than price alone. His customer-centric approach and strong processes made him a standout finalist.

Winner: Matthew Moralee – First Mortgage

Judges’ comments: Matthew demonstrated an innovative approach to improving both his business and the wider organisation. His adaptability and holistic outlook impressed the judges.

Winner: Layla Boydell – L&C Mortgages

Judges’ comments: Layla excelled in managing a substantial workload while delivering exceptional support to brokers and customers. Her proactive approach, resilience and commitment to achieving positive outcomes stood out.

Winner: Tom Brook – Accord Mortgages

Judges’ comments: In a strong field of candidates, Tom evidenced significant achievement and growth over the past 12 months. His ambition and desire to continue developing within his role impressed the judges.

Winner: Derek Burt – Lloyds Banking Group

Judges’ comments: Derek demonstrated strong strategic thinking and a clear focus on resolving operational challenges that impact the wider market.

Winner: Steve Smith – HSBC UK

Judges’ comments: In a tightly fought category, Steve showed determination, persistence and a clear focus on delivering results.

Winner: Craig Derry – Barclays

Judges’ comments: Craig delivered outstanding results while consistently going the extra mile for colleagues and partners. His innovative thinking and collaborative approach set him apart.

Winner: Aimie Jo Shutt – Santander UK

Judges’ comments: Aimie Jo impressed the judges with her passion, determination and commitment to driving positive change. Her resilience and willingness to challenge perceptions made her a deserving winner.

Winner: Ying Tan – Habito by Monzo

Judges’ comments: Ying impressed the judges with his ability to combine innovation with delivery. His leadership continues to drive growth, collaboration and positive customer outcomes across the industry

Winner: Steve Humphries – Mortgage Advice Bureau

Judges’ comments: Steve demonstrated an excellent balance of strategic vision and execution. His leadership, operational transformation and focus on innovation have delivered meaningful benefits across the specialist lending sector

Winner: Joe Miller – Home Surveying

Judges’ comments: Joe stood out for his focus on customer outcomes and his understanding of changing consumer needs. His vision for a more customer-centric surveying model impressed the judges.

Winner: Kevin Tunnicliffe – Sort Group

Judges’ comments: Kevin achieved continued business growth while remaining committed to technology, customer outcomes and responsible business practices. His passion for the sector was clear throughout.

Winner: Julie Godley – L&G

Judges’ comments: Julie exhibited people-focused leadership and a clear vision for making protection more accessible. Her work continues to support advisers, customers and the wider market.

Winner: Mark Huby – Yorkshire Financial Services

Judges’ comments: Mark impressed the judges with his authentic leadership, strong values and customer focus. He has successfully modernised the business while retaining the family ethos at its core.

Winner: Will Rhind – Habito by Monzo

Judges’ comments: Will showed resilience, self-awareness and the ability to inspire those around him. His transparent leadership style earned the respect of both colleagues and peers.

Winner: Peter Brodnicki – Mortgage Advice Bureau

Judges’ comments: Peter demonstrated sharp vision and strong leadership while adapting to the changing needs of the market. His commitment to raising standards across the industry particularly impressed the judges.

Winner: Clare Beardmore – L&G

Judges’ comments: Clare brought significant industry influence, genuine passion and a commitment to driving positive change. She continues to use her platform to champion important issues across the sector.

Winner: Toni Smith – Sesame

Judges’ comments: Toni delivered against a strong vision that was centered on customer outcomes and modern advice. Her commitment to developing people and nurturing new talent stood out to the judges.

Winner: Adrian Moloney – OSB Group

Judges’ comments: Following a closely contested category, Adrian stood out for his contribution to business transformation, support of the broker community and thoughtful approach to innovation.

Winner: David Morris – Santander UK

Judges’ comments: David demonstrated strong support for brokers, colleagues and customers. His leadership has helped transform perceptions of the lender while maintaining customer outcomes at the heart of decision-making.

Winner: Jeremy Duncombe, managing director of Accord Mortgages