Scottish intermediaries have accused lenders of discriminatory practices in the remortgaging market.
Speaking from the floor, one attendee claimed lenders were making it difficult for Scottish intermediaries by refusing to cover the legal and consultancy costs of remortgaging, which were offered for free in England.
While lenders did offer cash incentives of around £250, he said this was not enough to cover the costs involved, which were normally closer to £450.
Answering from the panel, Peter Williamson, of the Council of Mortgage Lenders, accepted differences in the Scottish and English markets, but believed these were a result of the legal systems in place and not due to an active policy of discrimination.
Both Iain McDonald and Keith Robinson of Abbey National and Alliance & Leicester respectively, denied there was any discriminatory policy was in place.