From the MMR, to the MMR fallout, including the rows over ‘too-tight’ lending criteria and the reform of Stamp Duty and the mortgage rate war, it’s been an unprecedented year for mortgages in terms of seismic events.

We will return on 5 January, for what will undoubtedly be another interesting year. We look forward to sharing it all with you again in 2015.

Merry Christmas to all our readers, a very happy new year and importantly, we wish you a spectacular 2015, on all fronts.

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