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Mortgage product numbers up by 108% in 24 months

by: Edward Murray
  • 10/07/2017
  • 0
Mortgage product numbers up by 108% in 24 months
UK mortgage advisers have access to 108% more mortgage products than they did two years ago, according to research from Mortgage Brain.

In numerical terms, Mortgage Brain said there were now 5,175 more products available than 24 months ago.

Mark Lofthouse (pictured), CEO of Mortgage Brain, said: “The rapid increase in product availability over the past two of years is not only great news for mortgage advisers but a clear indication of the significant improvements the UK mortgage market has made in terms of product choice and availability.”

He added: “There are now over 5,000 more products available, and with strong rises being seen across all areas, advisers now have more opportunities to source and advise on a greater variety of products, and importantly, continue to meet the changing needs of their clients and their mortgage requirements.”

Mortgage Brain’s latest analysis also shows a breakdown of product availability by loan-to-value ratio for all mainstream lender products.

While representing the smallest product type by volume, 90%+ LTV products have shown the strongest performance over the past two years – increasing by 137% from 187 in June 2015 to now stand at 443.

For products with a LTV of 60% or more there are now an additional 3,961 products than two years ago, representing a 97% uplift. In total there are a total of 8,034 products in this category available to advisers.

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