You are here: Home - News -

St Andrews named top town for student landlords

  • 16/08/2017
  • 0
St Andrews named top town for student landlords
Landlords looking to take advantage of the student lettings market should look to St Andrews in Scotland, according to new research.

The study from Simple Landlords Insurance ranked university towns based on the yield investors can enjoy from buy-to-let properties, with St Andrews taking top spot thanks to yields of as much as 12% per annum.

The university is also ranked third in the Complete University Guide, making it highly desirable for investors and students alike.

The research looked at Largo Road, where fairly large houses cost an average of £300,000 and five students paying £150 a week could deliver collective rent of £36,000 a year for investors.

Other university towns to perform strongly, with yields above 10%, included Lancaster, Loughborough and Birmingham.


Buy for children

Alex Huntley, head of operations at Simple, noted that while academic league tables are always led by the likes of Cambridge and Oxford, neither of these locations offers the strongest yields for investors.

He added: “Rising educational costs means that more and more students are having to work to support themselves during university, meaning that many are there to work rather than just party, and often don’t deserve their bad reputation.

“One way to mitigate the risk is to invest in an area you know, for a student you know – and we’re seeing more people with children at university choosing to invest and buy a property rather than see rent going down the drain.”


Landlord university league table

University Landlord yield
St Andrews 12%
Lancaster 10.73%
Loughborough 10.53%
Birmingham 10.37%
Exeter 9.98%
Durham 9.93%
Sussex 9.6%
Nottingham 6.6%
Edinburgh 6.64%
Manchester 6.4%
York 6.14%
Warwick 5.67%
Leeds 5.63%
Bath 4.92%
UEA 4.72%
Cambridge 4.29%
Bristol 4%
Surrey 3.97%
Oxford 3.33%

Source: Simple Landlords Insurance

There are 0 Comment(s)

You may also be interested in

Business Skills

In this section, we offer short ‘how to’ guides on harder to crack areas of business. From social media, to regulation or niche product areas, we cover it all.


Our journalists interview key industry entrepreneurs, strategists and commentators for day-to-day market insight and a strategic view of where the industry is heading. We offer lessons for success and explore the opportunities for your business

Success in Practice

Here, we share case studies fleshing out best practice to help you decide what could work for your business. Take a look at how others approached complex tasks like launching a new mortgage lender, advising on a new product area or deciding to specialise in another. Learn from others mistakes and triumphs.


Each week, we ask top mortgage and property commentators with a unique perspective to examine a key news headline, market move or regulatory or political issue.


Vote in our weekly poll here. It’s your chance to tell us what you think and be heard on the top news stories of the week. Review our archive to find out what your industry really thinks and all our coverage of the results.

Top Comments

Be part of the conversation on Mortgage Solutions. We want to hear from you. We have a tool called Disqus to tell us which stories get the most comments each week. Every Friday, the team picks the most thoughtful or opinionated contributions from our readers to enjoy again. Don’t forget to share your favourite stories from the site on social media to keep the conversation going.
  • RT @robjupp: Great day yesterday for donations to @MortSleepOut. With Gift Aid, we are now close to £17,000. It would be great to get to £2…

Read previous post:
Retention: ‘This practice by lenders makes my blood boil’ – Marketwatch

With most major lenders now paying brokers retention fees it is becoming a more competitive arena as clients near the...