The three connected services are now available to Just Mortgages’ advisers, providing a seamless, integrated service. Instead of using fragmented tools, advisers can now access credit, identity and foreign exchange in one environment, allowing for the smooth transfer of client data and enabling automatic submission into the fact find.
Experian credit reporting allows advisers to run a full credit check for clients and review the information immediately, without leaving the platform. The Yoti function combines identity verification with anti-money laundering (AML), politically exposed persons and sanctions screening, shortening a process that typically takes days to complete to minutes. Smartr365 said this enabled advisers to meet compliance obligations with less administration and allowed clients to verify themselves with their own device.
The Smart Currency Exchange feature allows advisers to refer clients with international deposits within the Smartr365 platform with fixed exchange rates. Advisers can also earn lifetime commission on every successful referral, averaging from £150 to £200 per transaction.
Conor Murphy, founder and chief executive of Smartr365, said: “This expansion with Just Mortgages is a clear illustration of how the mortgage market is being rebuilt around connected infrastructure rather than isolated point solutions. By embedding credit, identity and currency exchange into one platform, we remove friction at every stage of the transaction and give advisers back the time to do what they do best, which is advise their clients.
“Each service we connect strengthens the proposition for the whole network, and this is another significant step towards a genuinely end-to-end mortgage journey.”
EPC planning: act now or risk the rush later
Sponsored by BM Solutions
John Phillips, CEO of Spicerhaart Group, parent company of Just Mortgages, added: “Our advisers want technology that saves time and helps them deliver a faster, safer customer journey. By bringing these services together in Smartr365, we’re giving them a more efficient way of working, freeing up more time to focus on what matters most – supporting their clients.”
