Halifax has reduced select fee-free remortgage rates by as much as 0.39 per cent, covering two, three and five-year fixed rates.
The changes come into force from today.
On the two-year fixed rate side, deals up to 90 per cent loan to value (LTV) have been cut.
This includes its two-year fixed rate at 60 per LTV which has fallen by 0.39 per cent to 4.97 per cent.
Its two-year fixed rate at 75 per cent LTV has reduced by the same amount to 5.02 per cent.
The lender’s two-year fixed rate at 90 per cent LTV has decreased by 0.34 per cent to 5.52 per cent.
Fee-free three-year fixes up to 90 per cent LTV have also been cut, including the deal at 60 per cent LTV which has gone down by 0.19 per cent to 4.68 per cent.
Its fee-fee three-year fixed rate at 75 per cent LTV has been reduced by 0.19 per cent to 4.73 per cent.
Fee-free five-year fixed rates up to 90 per cent LTV have fallen. This includes a product at 60 per cent LTV that has gone down by 0.24 per cent to 4.29 per cent.
Its five-year fixed rate at 80 per cent LTV has fallen by 0.25 per cent to 4.71 per cent, whilst its deal at 75 per cent LTV was cut by 0.24 per cent to 4.34 per cent.
Anna is currently the deputy editor for Mortgage Solutions and editor for Specialist Lending Solutions. She has worked as a journalist since 2019, having secured her Gold Standard NCTJ diploma from News Associates in a fast-track six-month course.
She started her career as a report at specialist publication The Insurance Insider covering a wide range of areas before joining Mortgage Solutions and Specialist Lending Solutions in 2021.
In her role, she helps put together and structure the news agenda for the day and writes up press releases, reports, interviews, analyses and exclusives across both titles. She also commissions blogs for Specialist Lending Solutions and hosts online masterclasses and in-person events across the business.
She has been shortlisted for three journalism awards, which include BIBA Journalist and Media Awards Scoop of Year Award in 2020, Headline Money Mortgage Journalist of the Year Award (B2B) in 2022 and 2023.
Prior to being a journalist, Anna worked in ecommerce across Snow + Rock, Cycle Surgery and Runners Need websites, and before that worked at specialist financial PR firm Rostrum.
In her spare time, Anna enjoys reading, seeing live music, and cooking for friends and family. When she gets a chance, she also enjoys hiking, skiing and indoor rock climbing.
