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Santander ups selected rates by up to 0.13%

Santander ups selected rates by up to 0.13%
Anna Sagar
Written By:
Posted:
September 11, 2025
Updated:
August 20, 2026

High street lender Santander has increased selected new business residential and buy-to-let (BTL) fixed rates by up to 0.13% and product transfer rates by 0.09%.

The changes to Santander’s fixed rates will take place on 12 September.

Within its new business residential range, all homemover two-, three- and five-year fixed rates from 60% to 95% loan to value (LTV) will rise by up to 0.13%.

In addition, all 10-year fixed rates from 60% to 75% LTV will go up to 0.08%.

All residential homemover new-build two-, three- and five-year fixed rates between 60% and 95% LTV will increase by 0.13%.

On the first-time buyer side, all two-year fixed rates from 75% to 95% will jump by 0.11%.

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All 60-95% LTV three- and five-year fixed rates will go up by up to 0.12% and all 10-year fixed rates from 60% to 75% LTV will rise by up to 0.11%.

Within its first-time buyer new-build deals, all two-year fixed rates from 75% to 95% LTV will go up by around 0.11%, while all three- and five-year fixed rates from 60% to 95% LTV will rise by up to 0.12%.

On the residential homemover and first-time buyer large loan side, all 60% LTV two- and five-year fixed rates will increase by 0.1%.

Residential remortgage two-year fixed rates at 60% LTV will go up by up to 0.1% and all three-, five- and 10-year fixed rates at 60-75% LTV will rise by up to 0.11%.

All two- and five-year fixed rate residential remortgage large loans at 60% LTV will increase by up to 0.05%.

Within its BTL range, all two- and five-year fixed rates from 60% to 75% LTV will go up by 0.1% and two- and five-year fixed rates from 60% to 75% LTV will increase by up to 0.07%.

In its product transfer range, all two-, three-, five- and seven-year fixed rates up to 60% LTV will jump by up to 0.09%, and all five- and seven-year fixed rates from 60.01% to 75% LTV will increase by up to 0.08%.

For BTL product transfer deals, all two- and five-year fixed rates up to 60% LTV will rise by 0.04% and all 60.01-75% LTV two- and five-year fixed rates will go up by 0.05%.

Earlier this month, the bank made product transfer improvements.

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