Specialist lender Kensington joins Complete FS panel

The packager, which offers a range of specialist products, including bridging and commercial finance and secured loans, will offer all of Kensington’s core range of residential and buy-to-let mortgages.

Kensington, which intends to build closer relationships with major packager distributors, specialises in helping clients of intermediaries whose circumstances require special consideration, including self employed and contractors and those whose credit situation or income requires individual assessment by an experienced underwriter.

Complete FS director, Tony Salentino, said of the appointment: “It’s like welcoming back an old friend. Kensington has been a consistent supporter of the intermediary market and has been at the forefront of innovation and service during that time.

“It was one of the first lenders to embrace the concept of supporting packagers and we are thrilled to be working with them and I know our introducers will enjoy the benefits of this forward thinking lender.”

The partnership will also see Complete FS offer Kensington’s 90% LTV residential semi-exclusive product, with rates starting from 4.89% for a two-year fixed rate and 5.19% for a three-year fixed.

Head of sales and distribution at Kensington, Steve Griffiths, said: “Packagers are an important resource for brokers, providing them with a simple way of sourcing and placing their more complex cases. And they are an important distribution channel for Kensington as we look to grow our business.”