Under the range, borrowers in debt management plans are considered, as well as those who are one-year self-employed.
There are also no value limits on CCJs, arrears or defaults, and communications, mail order and utilities arrears are ignored if under £500.
Rates start from 3.19% and loan to value goes up to 90% and includes first-time buyers.
Adrian Moloney, sales director at Kent Reliance’s parent company OneSavings Bank (pictured), said: “The initial reaction from both intermediaries and their clients has been very positive; therefore it was a natural progression to open our Near Prime range across our entire broker network.
“This range offers customers increased choice, particularly those with specialist needs who are currently underserved and not able to access credit from mainstream lenders.”
“The extended distribution reflects Kent Reliance’s continued commitment to the market to ensure our brokers receive the best possible service, supported in-house by our specialist manual underwriting team.”
Danny Belton, head of lender relationships, Legal & General Mortgage Club added: “Specialist lending in the residential sector continues to grow as the number of customers that have poorer credit histories and CCJs that are explainable, or one-offs increases.
“There are still a number of good customers that require a near prime type of product and criteria, and the Kent Reliance proposition provides welcome opportunities and competition in this sector.”