Hampshire Trust signals new appetite on buy to let

  • 31/05/2018
  • 0
Hampshire Trust signals new appetite on buy to let
Hampshire Trust Bank has increased the loan-to-value (LTV) ratio and reduced the rates on its buy-to-let (BTL), home in multiple occupation (HMO) and semi-commercial fixed rate mortgages.


In addition, it has increased the maximum loan size on these products to £5m, with larger transactions being considered on a case by case basis.

The bank has increased the LTV available to 75% on its BTL and HMO two-year fixed rate and semi-commercial fixed rate mortgages portfolio, introducing reduced rates that start from 3.98%.

Hampshire Trust Bank chief executive officer Matthew Wyles said: “The bank is now announcing a significant widening of its proposition and its target market, particularly in terms of our appetite for larger transactions.

“We have the skills, systems and strength to evolve rapidly into a leading player in specialist lending,” he added.

This year the lender has made a series of changes to its landlord mortgages including reducing the minimum interest coverage ratio limits and cutting interest rates.


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