The loan book is currently around 59% residential, 14% office, 11% self-storage, 10% leisure and hospitality and 6% land.
Mera Investment Management noted that around 47% of activity was for the South East and 35% of lending activity was in London.
Approximately 14% of lending activity came from the home counties and 4% emanated from the South West.
The firm said its average loan size had risen to £9m, up from £8m in 2024, and the average term came to 18 months.
Loan to values (LTVs) across the portfolio range from 40% to 75%, with a blended LTV of 55%.
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Edward Matthews, CEO of Mera Investment Management, said: “Hitting £100m in lending is a proud moment for the team and a clear sign of the market’s trust in our model. Over the past year, we’ve built strong momentum – both in terms of origination and team capability – and that gives us a powerful platform for what comes next. Our sights are firmly set on surpassing £200m by the end of 2026.
“We are now actively exploring new funding lines that will allow us to further broaden our reach and support a wider range of borrowers and projects across the UK. 2026 will be a year of accelerated growth for Mera, and we’re confident that our combination of service-led approach, flexibility, and ability to invest equity will continue to set us apart in the real estate lending space.
“As we look ahead, our focus remains on sustainable growth: scaling responsibly, deepening partnerships, and continuing to deliver strong outcomes for our investors and clients.”
