The specialist lender’s updated offering provides funding for both property purchases and refinancing of income-producing commercial assets, with a focus on relationship-led lending and flexible underwriting.
As part of the relaunch, GB Bank will offer both short-term bridging finance and longer-term commercial investment loans, with the option to combine the two within a single funding package. The bank said this enables it to support borrowers throughout the lifecycle of a transaction, from acquisition and refurbishment through to long-term investment.
The proposition is aimed at professional investors seeking a more tailored approach to lending. GB Bank said it will consider a broad range of asset types and ownership structures, supported by experienced underwriters and a case-by-case assessment process.
The bank will lend up to 65% loan to value (LTV) on commercial investment properties, including retail premises, office buildings and mixed-use assets. Funding is available to individuals, limited companies, special purpose vehicles (SPVs) and trusts.
Loans are available across England, Scotland and Wales, with brokers able to work directly with the lender’s commercial team from initial enquiry through to completion.
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Pankaj Thukral (pictured), chief lending officer and deputy CEO at GB Bank, said: “GB Bank’s commercial investment lending proposition is a direct response to conversations we’ve been having with intermediaries, who have told us they want greater support with commercial property opportunities.
“Commercial property transactions rarely fit neatly into a box. Borrowers increasingly need a lender that can take a holistic view of an opportunity and structure funding around the asset, the borrower and their longer-term objectives.
“Our specialist lending team understands the complexities that can come with commercial investment transactions and works closely with brokers to structure facilities that meet the needs of both the borrower and the asset. With bespoke underwriting and dedicated support available on loans from £1m to £25m, brokers can be confident that their cases will receive a clear and considered response.”
