In an extension of the specialist buy-to-let (BTL) lender’s offering, this is an increase from the previous limit of six rooms or bedrooms.
The new products include a two-year fix up to 75% loan to value (LTV) with a 7% fee for HMOs and MUFBs with 7-12 bedrooms, priced at 3.14%.
The five-year fix equivalent has a rate of 5.04% and the lifetime tracker option with a 3% fee is priced at 6.29%.
Paul Fryers, managing director at Zephyr Homeloans, said: “We’re pleased to expand our HMO and MUFB mortgage product range.
“Our latest products enable brokers to offer their landlord customers greater choice to suit their businesses.”
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Recent research suggested that HMO landlords received double the gross rental income of their non-HMO counterparts.