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Complex Buy To Let

CHL Mortgages releases HMO and MUFB deals with free valuation

CHL Mortgages releases HMO and MUFB deals with free valuation
Shekina Tuahene
Written By:
Posted:
January 13, 2026
Updated:
January 13, 2026

Specialist lender CHL Mortgages has brought out a range of limited-edition mortgages with free valuations.

The products will be available for house in multiple occupation (HMO) and multi-unit freehold block (MUFB) properties. 

CHL Mortgages has brought out 10 deals for properties with up to six bedrooms or units, and rates begin at 2.44% for two-year fixes and 4.54% for five-year fixes. 

The products are available up to 75% loan to value (LTV) with a choice of no fee, a 2% fee, 3.5%, 5% or 7% fees. 

Elsewhere, the lender has cut rates by 0.05% across standard buy-to-let (BTL) mortgages, with pricing now from 2.19% for two-year fixed rates and 4.41% for five-year fixed rates. 

Darrell Walker, Chetwood Bank group sales director for CHL Mortgages and ModaMortgages, said: “We wanted to start the new year with a bang and this collection of limited-edition free valuation HMO and MUFB products is ideal for landlords looking to invest in properties with up to six bedrooms or units and who want to save money upfront. 

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“The free valuation products, combined with the five basis point rate reduction across our standard BTL ranges, means we can offer brokers even greater choice and more ways to support their BTL clients in 2026.” 

Earlier this month, it released tracker mortgages for single dwelling and HMO properties.