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Second Charge Lending

Our Second Charge lending section provides insight on additional borrowing secured against property, offering flexible options without affecting existing mortgages.

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YBS Commercial adds MUFB tracker; Zephyr cuts large HMO and MUFB tracker rates – round-up
Recognise’s gross lending rises 51% as bridging balances more than double
Vida enhances criteria to support lending into later life
Santander offers bigger mortgages on Octopus Zero Bills homes
Metro Bank muses Aldermore merger – reports
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Cost-of-living pressures lead to second charge boom – Pepper

May 13, 2026

Second charge mortgage lending up 33% to £625m in Q1

May 12, 2026

Brookes steps down from Tandem

May 7, 2026

Norton joins Scroll Finance panel

April 23, 2026

Why second charge mortgages are becoming a strategic option for borrowers – McGrath

April 23, 2026
March 20, 2026

Pepper Money breaks away from group to become standalone entity

Specialist mortgage lender, Pepper Money UK, has transitioned to operate as a standalone UK-regulated entity, and will no longer be part of the Pepper Group.
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Equifinance promotes Park to chief operating officer

April 9, 2026

Second charge lenders enjoy best February since 2008

April 9, 2026
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Together releases commercial and semi-commercial second charges

April 7, 2026

UTB refreshes residential and second charge criteria

April 2, 2026

Know your BDM: Vincent Ricks, Norton Broker Services

April 2, 2026
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Events
The British Mortgage and Protection Senate 2026

03 September 2026 | Brooklands Hotel, Weybridge
The IMLA Career Progression Virtual Events

01 October 2026 |

The British New Homes Mortgage Senate 2026

06 October 2026 | 30 Euston Square
The Mortgage and Protection Event 2026

03 November 2026 | The National Conference Centre, Birmingham

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