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StrideUp eyes first-time buyer affordability woes with shared ownership product

Home finance company StrideUp has launched a shared ownership mortgage which offers up to ...

  • Jun 20, 2022
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FPC to withdraw mortgage affordability stress test from August

The Financial Policy Committee (FPC) has confirmed that the affordability stress test for ...

  • Jun 20, 2022
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Affordability uncertainties are a mortgage advice boon – JLM

I think it would be fair to say that every adviser is seeing affordability issues impactin...

  • Jun 15, 2022
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‘Perfect storm’ of inflation and rising rates risks creating mortgage prisoners, brokers fear

The rising cost of living coupled with higher interest rates could create a wave of new mo...

  • May 30, 2022
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Consultations and cost of living; the opposing forces on affordability – Toumadj

The Bank of England (BoE) has just wrapped up its consultation on removing its three per c...

  • May 13, 2022
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Lenders have made a good start with green mortgages – Halifax Intermediaries video debate

The moves lenders have made to offer green mortgages which incentivise improving housing s...

  • May 10, 2022
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Santander amends self-employed mortgage income policy

Santander has updated its policy for self-employed mortgage borrowers when assessing incom...

  • Apr 06, 2022
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Halifax increases loan to income caps for high LTVs

Halifax has increased the loan to income (LTI) cap for borrowers taking out 85 to 90 per c...

  • Apr 06, 2022
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Keep affordability assessments but relax them to suit individual circumstances – analysis

Mortgage brokers on the whole see the need for lender affordability tests to remain, but b...

  • Mar 25, 2022
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Halifax increases disability allowance and PIP income criteria

Halifax has increased the amount of Disability Living Allowance (DLA) and Personal Indepen...

  • Jan 18, 2022
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