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Tag Result: affordability assessment

Santander amends self-employed mortgage income policy

Santander has updated its policy for self-employed mortgage borrowers when assessing incom...

  • Apr 06, 2022
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Halifax increases loan to income caps for high LTVs

Halifax has increased the loan to income (LTI) cap for borrowers taking out 85 to 90 per c...

  • Apr 06, 2022
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Keep affordability assessments but relax them to suit individual circumstances – analysis

Mortgage brokers on the whole see the need for lender affordability tests to remain, but b...

  • Mar 25, 2022
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Halifax increases disability allowance and PIP income criteria

Halifax has increased the amount of Disability Living Allowance (DLA) and Personal Indepen...

  • Jan 18, 2022
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It’s difficult to see the advantages of relaxed mortgage affordability – Hunt

No sooner had our new Secretary of State for Levelling Up, Housing and Communities, Michae...

  • Dec 20, 2021
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Just 200 mortgage prisoners helped by FCA affordability changes

Only 200 borrowers on closed and inactive books switched onto new deals as a direct result...

  • Nov 29, 2021
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Halifax increases bonus, commission and overtime income allowance

Halifax has increased the allowable proportion of the bonus, commission and overtime incom...

  • Sep 07, 2021
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Nearly two thirds of first-time buyers use second source of income to raise deposit

Just under two thirds of first-time buyers rely on a second source of income, such as a si...

  • Aug 25, 2021
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Leeds BS to use seasonal income for holiday let affordability assessment

Leeds Building Society has updated its criteria to allow the use of average of seasonal in...

  • Aug 05, 2021
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Ipswich BS to include pension assets in affordability checks

Ipswich Building Society has amended its criteria to include pension assets when assessing...

  • Aug 05, 2021
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