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Good borrowers rejected by super-strict credit scoring on 95 per cent guarantee scheme

Mortgage lenders’ credit scorecards at 95 per cent loan to value (LTV) lending are too s...

  • May 19, 2021
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HMRC warns of self-assessment delays which brokers fear could stall mortgage process

Self-employed mortgage borrowers have one more “hoop to jump through” as they face del...

  • May 14, 2021
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Brokers plan more homeworking and less office time post-lockdown

Mortgage brokers plan to spend more of their time working from home even as lockdown restr...

  • Jun 19, 2020
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Self-employed borrowers face future ‘discrimination’ unless banks adapt – analysis

Self-employed borrowers are at risk of being denied mortgages next year unless banks make ...

  • May 21, 2020
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Advisers warn of steep exit fees on ultra-low rate equity release deals

Pure Retirement’s 2.59 per cent equity release deal made eye-catching headlines this wee...

  • Mar 05, 2020
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‘Be there when we need you, be quiet when we don’t’ ‒ what makes a good BDM?

Providing accurate information and avoiding swamping advisers with marketing are key facto...

  • Jan 30, 2020
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More lenders likely to follow Nationwide easing remortgage stress tests – analysis

Intermediaries have suggested more lenders will follow Nationwide in its more lenient syst...

  • Jan 23, 2020
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Brokers ‘never been more important’ as lender and product complexity grows – analysis

Brokers have downplayed the idea that there can be too much choice when it comes to mortga...

  • Jan 17, 2020
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Brokers unconvinced by Tories’ lifetime fixed rate mortgage proposal ‒ analysis

Last week prime minister Boris Johnson suggested that if his Conservative party wins the g...

  • Nov 25, 2019
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Overpayments crucial as mortgage terms lengthen – analysis

Advisers must sell the benefits of making overpayments as longer mortgage terms become mor...

  • Oct 17, 2019
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