Tag Result: loan to income cap
Halifax ups LTV for enhanced max loans and improves LTI caps
Halifax is increasing the qualifying loan to value (LTV) for its enhanced maximum loan amo...
StrideUp eyes first-time buyer affordability woes with shared ownership product
Home finance company StrideUp has launched a shared ownership mortgage which offers up to ...
Deposit loans, no fees, and 100 per cent LTVs; the perfect mortgage can’t exist – Marketwatch
Lenders have been changing their products at an alarming rate over the past few months as ...
The only intervention the market needs is a long-term housing strategy – Marketwatch
Last week, Bank of England policymaker Jon Cunliffe hinted that the Financial Policy Commi...
Lenders reserve higher loan to income mortgages for wealthy customers – FCA
Lenders are limiting high loan to income (LTI) mortgages to wealthier borrowers, a study f...
Leeds Building Society extends LTI limits
Leeds Building Society is extending its loan to income (LTI) limits for some borrowers who...
Current mortgage trends may justify LTV caps this year – IMF
A limit on the amount borrowers can take out against the value of their home could be requ...
Virgin caps loans above £500,000 at four times income
Virgin Money customers taking out loans above £500,000 will have their affordability asse...
Santander lowers LTI cap for borrowing over 80% LTV
Santander has reduced its loan-to-income (LTI) cap for residential customers looking to bo...
Lenders ‘tweaking’ criteria to ease LTI restrictions
Advisers say they are experiencing ‘a degree of positivity’ from lenders on supporting...