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PRA trains ‘a sceptical eye’ on lenders’ risk strategies

The Prudential Regulation Authority (PRA) has warned mortgage lenders that it has “a ver...

  • May 28, 2019
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Metro Bank raising £350m to cover commercial and BTL loan risks

Metro Bank has confirmed it is in the process of raising £350m to cover capital requireme...

  • May 13, 2019
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BoE warns equity release lenders not to rely on house price rises to mitigate losses

The Bank of England (BoE) has warned equity release lenders that they cannot rely on risin...

  • Apr 10, 2019
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PRA consults on future proofing equity release borrowing risk and higher capital obligations

Equity release lenders must allow for possible future borrowing when assessing the risks o...

  • Apr 03, 2019
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Serious failings uncovered in FSA oversight of Co-op Bank’s near collapse

The independent review into prudential supervision of The Co-operative Bank has found seri...

  • Mar 28, 2019
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PRA lending changes slow and complicate BTL mortgage apps, landlords say

Criteria and application changes introduced by lenders as a result of Prudential Regulatio...

  • Mar 22, 2019
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Just Group reports 18% growth in lifetime mortgage sales

Retirement services firm Just Group reported an increase of 18 per cent in lifetime mortga...

  • Mar 14, 2019
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TSLE2019: ‘We don’t want regulator looking at gaming of five-year fixes’ – Moloney

One Savings Bank has warned lenders they may start attracting regulatory attention with ho...

  • Feb 14, 2019
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TSLE2019: LTI is an ‘appalling’ and ‘barbaric way’ to regulate lending – McDowell

The use of loan to income (LTI) ratios to monitor lending levels is “completely out of d...

  • Feb 14, 2019
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FCA and Bank of England to step-up product transfer and second charge surveillance

The Financial Conduct Authority (FCA) and the Bank of England’s Prudential Regulation Au...

  • Dec 13, 2018
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