Tag Result: stress test
Buy-to-let loan sizes fall as stress rates come under pressure – MBT
Loan sizes for buy-to-let borrowers have contracted by as much as £58,000 over the past s...
Virgin Money and Generation Home cut rates; CHL bring back fixes – round-up
Lenders continue to cut mortgage rates and bring deals back to the market with more provid...
Mortgage rates ‘unlikely to come down soon’ – Morgan Stanley
Mortgage rates are not expected to come down in the near term, settling at six per cent an...
‘Absolutely tons’ of bridging business is happening but exit preparation is vital – SLS In Focus
Specialist Lending Solutions “In Focus” series deep dives into different areas of the ...
FTBs and BTL investors will be hardest hit in coming months – Cook
First-time buyers and buy-to-let investors will be the most impacted buyer groups due to t...
Short-term affordability challenges initially outweigh benefit of stress test removal – Toumadj
The Bank of England’s (BoE) decision to withdraw the three per cent stress affordability...
Consultations and cost of living; the opposing forces on affordability – Toumadj
The Bank of England (BoE) has just wrapped up its consultation on removing its three per c...
Poll: Are you seeing borrowers already struggle with affordability?
Rising inflation and interest rates, along with increasing cost of living, has raised conc...
If the cost of living is linked to interest rates, what does that mean for mortgages? – Mortgage Scout
Over the last few weeks the cost of living crisis has hit headlines, and become the centre...
Keep affordability assessments but relax them to suit individual circumstances – analysis
Mortgage brokers on the whole see the need for lender affordability tests to remain, but b...