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Short-term affordability challenges initially outweigh benefit of stress test removal – Toumadj

The Bank of England’s (BoE) decision to withdraw the three per cent stress affordability...

  • Jun 22, 2022
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Consultations and cost of living; the opposing forces on affordability – Toumadj

The Bank of England (BoE) has just wrapped up its consultation on removing its three per c...

  • May 13, 2022
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Poll: Are you seeing borrowers already struggle with affordability?

Rising inflation and interest rates, along with increasing cost of living, has raised conc...

  • May 04, 2022
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If the cost of living is linked to interest rates, what does that mean for mortgages? – Mortgage Scout

Over the last few weeks the cost of living crisis has hit headlines, and become the centre...

  • Mar 25, 2022
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Keep affordability assessments but relax them to suit individual circumstances – analysis

Mortgage brokers on the whole see the need for lender affordability tests to remain, but b...

  • Mar 25, 2022
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Regulators must look at LTI rules as well as stress tests ‒ LiveMore

Later life lending specialist LiveMore has called for the Bank of England to reconsider th...

  • Mar 08, 2022
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Top 10 most read broker stories this week – 04/03/2022

The Bank of England's decision to consult on mortgage affordability criteria and warnings ...

  • Mar 04, 2022
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Bank of England’s mortgage affordability stress test to go

Borrowers may be able to take out larger mortgages as the Bank of England consults on remo...

  • Feb 28, 2022
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We’re a long way from 2021’s mortgage market – Hunt

We are entering a very interesting time for the mortgage market, of that there cannot be a...

  • Feb 18, 2022
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More people affected by stress test constraints than BoE suggests, says IMLA’s Rob Thomas

A larger cohort of people are being held back by mortgage affordability stress tests than ...

  • Feb 10, 2022
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