The Buy to Let Event is specifically tailored to keep you up to speed with the changing market and help you maintain and improve valuable business relationships. The free-to-attend half-day conference brings together a raft of expert buy-to-let lenders and adviser delegates to discuss the key issues impacting the market.
This event is open to mortgage intermediaries only. (This includes brokers, mortgage advisers, and IFAs). Attendees should be actively delivering mortgage or protection advice.
Should you not qualify as one of these job functions, your attendance will be at the discretion of the event organisers.
09.35 – 09.55
The shifting dynamics of the landlord and tenant community
Mark Long, managing director, Pegasus Insight
09.55 – 10.15
The UK Buy-to-Let market in 2026 – opportunities for advisers
Philip Bartlett, senior economist, NatWest
10.15 – 11.20
Roundtable discussions
The roundtable discussions, hosted by our event sponsors, will offer advisers the opportunity to hear directly from lenders and providers on the latest developments shaping the buy-to-let market, from emerging trends and regulatory changes to innovative products and evolving customer needs.
11.50 – 12.55
Roundtable discussions
The roundtable discussions, hosted by our event sponsors, will offer advisers the opportunity to hear directly from lenders and providers on the latest developments shaping the buy-to-let market, from emerging trends and regulatory changes to innovative products and evolving customer needs.
13.00 – 13.30
Mastering the modern buy-to-let sector: regulation, affordability and market changes
Leigh Church, head of BM Solutions, Lloyds Banking Group
Steve Cox, chief commercial officer, Fleet Mortgages
Emily Hollands, group head of distribution, OSB Group
David Whittaker, chief executive officer, Keystone Property Finance
09.35 – 09.55
The shifting dynamics of the landlord and tenant community
Mark Long, managing director, Pegasus Insight
09.55 – 10.15
The UK Buy-to-Let market in 2026 – opportunities for advisers
Philip Bartlett, senior economist, NatWest
10.15 – 11.20
Roundtable discussions
The roundtable discussions, hosted by our event sponsors, will offer advisers the opportunity to hear directly from lenders and providers on the latest developments shaping the buy-to-let market, from emerging trends and regulatory changes to innovative products and evolving customer needs.
11.50 – 12.55
Roundtable discussions
The roundtable discussions, hosted by our event sponsors, will offer advisers the opportunity to hear directly from lenders and providers on the latest developments shaping the buy-to-let market, from emerging trends and regulatory changes to innovative products and evolving customer needs.
13.00 – 13.30
Mastering the modern buy-to-let sector: regulation, affordability and market changes
Leigh Church, head of BM Solutions, Lloyds Banking Group
Steve Cox, chief commercial officer, Fleet Mortgages
Emily Hollands, group head of distribution, OSB Group
David Whittaker, chief executive officer, Keystone Property Finance
09.35 – 09.55
The shifting dynamics of the landlord and tenant community
Mark Long, managing director, Pegasus Insight
09.55 – 10.15
The UK Buy-to-Let market in 2026 – opportunities for advisers
Philip Bartlett, senior economist, NatWest
10.15 – 11.20
Roundtable discussions
The roundtable discussions, hosted by our event sponsors, will offer advisers the opportunity to hear directly from lenders and providers on the latest developments shaping the buy-to-let market, from emerging trends and regulatory changes to innovative products and evolving customer needs.
11.50 – 12.55
Roundtable discussions
The roundtable discussions, hosted by our event sponsors, will offer advisers the opportunity to hear directly from lenders and providers on the latest developments shaping the buy-to-let market, from emerging trends and regulatory changes to innovative products and evolving customer needs.
13.00 – 13.30
Mastering the modern buy-to-let sector: regulation, affordability and market changes
Leigh Church, head of BM Solutions, Lloyds Banking Group
Emily Hollands, group head of distribution, OSB Group
Wes Regis, national account manager, Fleet Mortgages
David Whittaker, chief executive officer, Keystone Property Finance
09.35 – 09.55
The shifting dynamics of the landlord and tenant community
Mark Long, managing director, Pegasus Insight
09.55 – 10.15
The UK Buy-to-Let market in 2026 – opportunities for advisers
Philip Bartlett, senior economist, NatWest
10.15 – 11.20
Roundtable discussions
The roundtable discussions, hosted by our event sponsors, will offer advisers the opportunity to hear directly from lenders and providers on the latest developments shaping the buy-to-let market, from emerging trends and regulatory changes to innovative products and evolving customer needs.
11.50 – 12.55
Roundtable discussions
The roundtable discussions, hosted by our event sponsors, will offer advisers the opportunity to hear directly from lenders and providers on the latest developments shaping the buy-to-let market, from emerging trends and regulatory changes to innovative products and evolving customer needs.
13.00 – 13.30
Mastering the modern buy-to-let sector: regulation, affordability and market changes
Leigh Church, head of BM Solutions, Lloyds Banking Group
Louisa Ritchie, national account manager, Fleet Mortgages
Emily Hollands, group head of distribution, OSB Group
David Whittaker, chief executive officer, Keystone Property Finance
Aldermore
Website
At Aldermore we know not all clients fit a one-size-fits-all model and require a more specialist approach.
That’s why our experienced team of manual underwriters assess each client’s circumstances on a case-by-case basis, giving us more of an opportunity to help them to find the right mortgage, whatever their circumstances.
Aldermore supports a wide range of people, including first-time buyers with low deposits, the self-employed whose finances aren’t simple and straight forward, homeowners looking for a better remortgage deal, landlords big or small looking to start or grow their property portfolio, and borrowers with less than perfect credit.
BM Solutions
Website
BM Solutions is dedicated to supporting intermediaries. Its competitive products and award-winning service can be accessed through its forward-thinking technology, BM Solutions Online.
The lender aims to support the traditional sector of the buy-to-let market for landlords with small to medium-sized portfolios.
Its team of experienced BDMs has consistently been there to complement its consistent and award-winning five-star service, but BM doesn’t take things for granted. It’s continually refining its products and criteria to suit your needs so that you have everything you need to do business with BM Solutions.
CHL Mortgages
Website
With flexible criteria and a willingness to consider complex cases, CHL Mortgages can support you.
The rental market has seen significant shifts, particularly with landlords diversifying portfolios. This is where CHL Mortgages for Intermediaries shines.
Its flexible criteria and willingness to consider cases other lenders deem too complex gives the lender an edge.
Complex trading structures got you scratching your head? CHL Mortgages accepts any SPV SIC code, so it can consider anything from a traditional limited company right up to landlords purchasing using a trading company.
Non-standard property left you wondering where to turn? The lender will consider most property types including large HMOs, over-adapted HMOs, hybrid MUFBs with HMO elements or studio apartments under 30m2.
CHL Mortgages for Intermediaries has the power to support you.
Coventry for Intermediaries
Website
Coventry’s expert, knowledgeable people are here to give you the clarity, confidence and reassurance you need to deliver for your customers.
Its commitments to you:
Its wide range of mortgage products includes:
Its aim is for every part of your professional world to work all together, better.
Darlington Intermediaries
Website
Darlington Intermediaries is an award-winning lender built on Confidence in Every Case.
Its team takes a straightforward, common-sense approach to underwriting, combining clear criteria with flexible solutions where needed.
On hand, on point and on the case, Darlington’s experienced team is always available to discuss applications, explain products and provide clear, honest guidance.
Family Building Society
Website
Family Building Society doesn’t believe in a ‘one size fits all’ approach to lending and will work with you to find mortgage solutions for your clients regardless of their circumstances.
It’s focused on delivering innovative and flexible products to meet the needs of the modern family across all generations and individuals not well served by the mass market.
Why choose Family Building Society?
It provides solutions for a wide range of customers
Lending into retirement
Fleet Mortgages
Website
Launched in 2014, Fleet Mortgages is a specialist intermediary-only lender focused on the buy-to-let market. It offers mortgages to professional landlords, as well as Limited Companies and those seeking finance for Houses in Multiple Occupation (HMOs) and multi-unit blocks.
Fleet Mortgages was acquired by Starling Bank in 2021 when the digital challenger bank became its sole funder. Fleet’s senior management team and staff have a wealth of experience of the UK lending market, particularly within the buy-to-let and specialist sectors.
The business is focused on delivering an excellent service to its intermediary partners and continuously reviews its products and processes to ensure they are current, relevant and reflect ever-changing market needs.
Fleet Mortgages is well-positioned to help its intermediary partners grow their businesses and support their landlord clients with the right solution for their needs and prides itself on making complex buy-to-let simple.
Foundation
Website
Foundation Lending
Foundation Lending is the home of specialist buy-to-let and residential mortgage lending.
With its dedicated sales and underwriting teams, the lender offers support to you throughout all the stages of your clients’ applications. Intermediaries like Foundation’s easy-to-use portal and flexible underwriting. It’s the lender’s aim to be the most trusted lender in the specialist sector.
Residential
Buy to Let
Kensington Mortgages
Website
Kensington, a subsidiary of Barclays Bank UK, has over 30 years’ experience of providing and servicing specialist mortgages and is the UK’s leading residential specialist mortgage lender.
It serves fast-growing segments such as the self-employed, contract workers, multiple income applicants and those who have credit file complexities.
Keystone Property Finance
Website
Keystone Property Finance is a specialist buy-to-let lender for intermediaries.
It lends to landlords borrowing both personally and through a variety of corporate structures, including trading limited companies, SPVs and LLPs.
Keystone has established itself as one of the go-to lenders for brokers with complex landlord clients looking to finance standard buy-to-let properties, as well as higher-yielding properties, such as HMOs and multi-unit freeholds.
Keystone uses a bespoke cloud-based AIP and application system that enables brokers to transact cases quickly and efficiently.
Landbay
Website
Landbay gets buy to let.
You want competitive rates, experts at the end of the line, in-depth market knowledge, fast decisions, and a service that puts you first. With Landbay, that’s exactly what you’ll get.
From straightforward cases to HMOs and complex limited company structures, it makes every case feel simple and stress-free, all powered by its award-winning broker portal.
It also gets what matters beyond mortgages. That’s why it looks after its team, community and impact on the wider world — proudly operating as a 100% carbon-neutral business.
And when it comes to industry recognition, Landbay’s awards and broker reviews speak for themselves.
So, if you’re looking for a buy-to-let lender, don’t just choose someone who does it. Choose someone who gets it.
NatWest
Website
NatWest can help you turn possibilities into progress for your customers, whether they’re first-time buyers, movers, landlords or those looking to product transfer or remortgage.
NatWest Intermediaries provides you with the tools and support you need on its intermediary website, broker portal and NatWest Intermediaries LinkedIn page.
Our business development managers (BDM’s) are on hand to provide you with dedicated support on the phone, via live chat and WhatsApp to help you deliver the best service for your customers.
Molo Finance
Website
Pauzible
Website
Pepper Money
Website
Pepper Money is a broad specialist lender. It exists to help people succeed. Championing individuality and looking for opportunities to say yes, rather than
reasons to say no.
It understands that brokers have a range of different needs, because their customers do, too. These clients may want to take the next step in their homeowning journey. Brokers want to help them, in the most efficient and profitable ways.
Pepper Money is here to help both parties fulfil their ambitions. By offering simple, inclusive products. By having a human approach to decision-making. By being easy to work with. And by providing specialist expertise that can be relied on. After all, when you keep an open mind and listen to people, everyone succeeds.
Rely
Website
A buy to let lending powerhouse, Rely was born to fuel the success of property investors and their brokers through speed, clarity and insight.
Powered by an intuitive technology platform and a team of specialists dedicated to delivering solutions where others fail, its comprehensive offering redefines the lending experience.”
Alongside acclaimed specialist lending brands Precise and InterBay, it’s part of OSB GROUP PLC.
Rely on us to give you the winning edge.
The Brightstar Group
Website
The Brightstar Group comprises Brightstar Financial, Sirius Finance, Solstar Insurance, and The School Fees Company.
Brightstar Financial is the UK’s leading specialist lending distributor, helping brokers grow their businesses by providing the knowledge, expertise and resources needed to diversify into new lending areas. This includes specialist residential, complex buy-to-let, secured loans, commercial finance, and bridging and development finance.
Sirius Finance, launched in 2018, has grown rapidly to become one of the most recognised brands in the property finance sector, operating from its London offices. Sirius provides a client-facing specialist property debt advisory service across commercial, investment, development, and residential transactions.
Solstar Insurance recognises that every individual, family, and business has unique insurance and protection needs. It delivers personalised solutions that provide peace of mind and long-term financial security.
The School Fees Company supports parents in managing the rising cost of private education through practical and innovative financial solutions, from advance fee planning to unlocking property equity.
The Brightstar Group has won more than 145 national awards, including The Sunday Times Best Small Company to Work For in 2019 and 2020, and Investors in People Gold accreditation.
The Mortgage Works
Website
Landlords sit at the heart of the private rental sector.
The Mortgage Works exists to support landlords to operate effectively, easily obtain financial support and understand their responsibilities.
Every broker will have access to an expert Business Development Manager, helping them grow their business.
Philip leads complex analytical projects – often leveraging big data – that shed light on critical issues affecting households and businesses. Research interests include the impacts that inflation and interest rates are having on consumer behaviour, drivers of local growth, and patterns of homebuyer demand. Prior to joining the bank, Philip played a hand in economic policymaking at HM Treasury and other government departments. He holds degrees in economics from the Universities of Glasgow and Edinburgh, where he lives with his family.
Leigh Church is head of BM Solutions at Lloyds Banking Group, where he leads one of the UK’s most established buy‑to‑let lending brands. He plays a key role in enhancing service, improving affordability assessment processes, and driving technology‑enabled improvements across the BM Solutions proposition.
Leigh is an active voice within the intermediary and private rental sectors, regularly contributing to industry events and championing collaboration across stakeholders to support the growth and evolution of the UK buy‑to‑let market. His leadership is highlighted through strategic initiatives, product enhancements, and his visible commitment to strengthening relationships across the mortgage ecosystem.
Prior to his leadership at BM Solutions, Leigh also built a strong professional foundation within the financial services sector, including earlier career experience at Legal & General for 13 years; three as head of sales at Legal and General Mortgage Club.
Steve has over 30 years’ experience in financial services, having started out as a mortgage broker in the early 1990’s.
He was Head of Commercial Development with Sesame Bankhall Group for 8 years, prior to joining Hodge Lifetime as Business Development Director in 2016.
In 2019 Steve joined Fleet Mortgages as Distribution Director, and was promoted to Chief Commercial Officer in January 2021.
Emily Hollands is group head of distribution at OSB Group. She leads a team of key relationship managers overseeing the corporate accounts, specialist distributors and key firms. She‘s also responsible for the high-net-worth client team and intermediary-focused retention team.
Emily joined OSB Group, originally OneSavings Bank, in 2016 as a national account manager before moving into the role of head of national accounts. She then became head of specialist finance in 2021 and, more recently, group head of distribution.
Mark leads on private rented sector (PRS) research at Pegasus. He’s been delivering PRS related research for over 15 years. During this time, Mark’s clients in the PRS include all of the major buy-to-let mortgage lenders, Home Office Science, Grainger plc, Rightmove, Crisis, Shelter, the NRLA and a range of other stakeholders.
Mark created Landlord Trends in 2006 and Tenant Trends in 2023.
Wes is part of Fleet Mortgage’s Key Account Management Team. He has over 20 years’ experience in the financial services sector in a range of roles, with a focus on the origination of specialist lending. He supports Fleet’s intermediary partners, and helps to manage their key relationships.
Louisa has 25 years’ experience in the financial services industry on the lender, broker, and distribution side. During this time, she has built an extensive and trusted network of partners and relationships.
Louisa joined Fleet mortgages in October 2020 as a national key account manager responsible for managing strategic partnerships with our key accounts, networks and mortgage clubs.
She believes that relationships in this industry are so important to build trust, improve knowledge and increase business. She works hard to stay in touch with brokers and key partners to help them prepare and build plans for what the future might hold.
David leads specialist buy-to-let lender Keystone Property Finance, launched in September 2018. With diversified institutional and bank funding, Keystone passed £2bn of lending in July and manages some £1.6bn of mortgages. It has issued five securitisations under its Hops Hill mortgage programme.
David is a member of the Mortgages and Product Services Board at UK Finance. He regularly speaks at industry events and was honoured as the Public Speaker of the Year in 2022 at the SFI Awards, as well as the Outstanding Contribution award in 2023 at the British Specialist Lending Awards.
Michelle supports brokers across the South West, helping them find the right solutions for their landlord clients. With a strong background in the mortgage industry, she understands what brokers need when placing buy-to-let cases.
With over 20 years’ experience in financial services, predominantly in specialist lending, there’s not much Ryan hasn’t seen. Throughout his career, Ryan has always been passionate about helping intermediaries place cases that are underserved by mainstream lenders. In his role at Pepper Money as business development director, he oversees the strategic objectives of a multi-faceted field and telephone-based sales team. Working closely with a diverse range of broker partners, Ryan plays a crucial role in identifying present and future challenges and relays this to Pepper to ensure its offering is broad and inclusive. His attention to detail and desire to leave no stone unturned has resulted in Pepper’s sales service levels becoming market-leading, winning industry-wide recognition and plaudits.
Moises supports brokers across southeast London, helping them find solutions for their clients’ buy-to-let needs. With extensive experience across both mainstream and specialist lenders, he brings a deep understanding of Keystone’s criteria and a practical approach to cases.
Mark supports brokers across the North East, helping them find solutions for their landlord clients buy-to-let cases. With over 35 years of experience in the financial services industry, he offers great expertise and valuable insight to every case.
James supports brokers across the East Midlands, helping them find the most suitable solutions for their landlord clients. With extensive experience in the mortgage industry, he brings a wide range of knowledge and a solid understanding of the buy-to-let market.
Simon is a field-based business development manager covering several regions across the East Midlands, Bedfordshire, Buckingham, and Hertfordshire.
He has worked in financial services for over 20 years, mainly in the mortgage sector. Outside of work, his passions include keeping my three-year-old son entertained and following West Bromwich Albion FC. Both rewarding and stressful in equal measure.
Mark supports brokers across the South East, helping them find solutions for their landlord clients. With over 20 years of industry experience, he brings deep expertise and practical insights.
Simon supports brokers across London and Essex, helping them find solutions for their customers’ buy-to-let cases. With extensive experience from mainstream lenders, he brings a wealth of knowledge and a solution-focused approach to every enquiry.
David joined Fleet in September 2024 as BDM for north London.
With over six years’ experience in business and relationship management within the intermediary lending space, David joined Fleet from Coventry Building Society where he was a field BDM. Before this, he worked at Metro Bank as a telephone BDM and a mortgage helpdesk representative.
Kitt has worked in financial services for over 22 years and has experience in high street lending through to specialist property finance. His career has included roles at Barclays, Together, West One, Gatehouse Bank and now Aldermore.
Kitt predominantly works with key accounts in the central London area, helping them with their complex enquiries. Whether it’s a residential case, first-time landlord or a multi-property portfolio, he is always looking for ways to help.
Kevin supports brokers across the North West, helping them find the best solutions for their customers’ buy-to-let cases. With extensive experience gained from roles at multiple lenders, he brings practical insights and expert guidance to every enquiry.
Carly is a field-based business development manager covering several regions in the North West and North Wales. Her career started as an underwriter before moving into credit and risk and now intermediary sales.
Carly has worked at companies including Standard Life Assurance, Advantage Home Loans and has been working at Aldermore for 13 years. Outside work, she enjoys good food and spending quality time with family.
Donna has worked in financial services since 2007 where she started her journey in customer service for Alliance & Leicester and then quickly progressed into a telephone adviser role.
In 2009, after the Santander takeover, she switched to a similar role based within a branch where she stayed for the next seven years. 2015 saw a change in direction when Donna landed her first BDM role in the intermediary market, working for a large mortgage brokerage Fluent Money, where she worked until 2019. She moved on to Hodge Bank, looking after brokers within the later life market in the Midlands, North of England and Scotland.
Donna joined Fleet Mortgage in November 2021 and is now a senior BDM covering the North West, supporting advisers within the specialist buy-to-let market.
Katy has been working in financial services since 2011, with first-hand experience in arranging mortgages, commercial finance and bridging loans both as a broker and within a packager.
This valuable experience enables her to understand the challenges brokers face when trying to place cases and ensure they are managed through to completion. Katy is a great asset to brokers in the Midlands, who will benefit from her experience and understanding of their role and the market.
Katy has been with Fleet since 2019 so has an in-depth knowledge of specialist buy-to-let lending, and was shortlisted as a finalist for BDM of the Year at the British Specialist Lending Awards.
Cardiff born and bred, James has over 20 years’ experience in mortgage distribution as a business development manager, national account manager, and latterly as national sales manager (specifically within specialist lending, buy-to-let, complex incomes and later life lending).
He is a highly experienced sales manager who has also been a regular contributor to financial services industry forums, group presentations and panel debates. He’s now putting his experience into good use creating a high-performing sales culture, and managing and nurturing Aldermore’s successful team of field business development managers in the South.
