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‘Many mainstream lenders will have Airbnb rentals without knowing’ – Star Letter 25/01/2019

Mortgage Solutions
Written By:
Posted:
January 25, 2019
Updated:
January 25, 2019

Each week Mortgage Solutions and its sister title Specialist Lending Solutions select the most thoughtful or thought-provoking comment for Star Letter.

 

This week’s top contribution is from Dougie for his response to the article: Brokers urge lenders to launch into Airbnb mortgages.

He said: “I’ve found many of my London clients within the M25 seem to be switching to using Airbnb because of the higher rental yield which is hard to get in this area of the country.

When I phone them to discuss a remortgage or product transfer it’s apparent those clients with mortgages have not informed their lender, most of which do not allow this type of rental.

Clients don’t seem bothered even when I explain it’s against their existing terms and conditions.

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From what I’m seeing, many mainstream lenders will currently have mortgage books which include Airbnb rentals without their knowledge.”